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Wright-Patt Credit Union, Inc.

3560 Pentagon Blvd, Beavercreek, OH 45431
NCUA Insured3.1 (96 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1932

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

3560 Pentagon Blvd

Beavercreek, OH 45431

Service Area

This credit union is located in Beavercreek and serves members in the OH area. Currently serving 527,289 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.99%

Used Auto Loan

6.49%

Personal Loan

17.00%

Credit Card APR

10.25%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(40 total)

Member Reviews

3.1

96 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Amber Flores

Amber Flores

3 months ago

This bank has literally by proxy stolen over 1,000 dollars from me easily since I have been out of town. Knowing this, I tried to call today as a fraudulant merchant keeps taking out 15 dollars on the 19th from my account. They said they would/could not stop this without issuing me a whole new card. UUUMMMM, NO! They can and they will, its called a stop payment, as the lady stated and then continued to transfer me to a billion different people that I didn't feel like staying on hold for. This institution forgets who they work for, and its me, not the merchant. Though, they have screwed around with so much of my time that I'm altogether unaware of why I'm not on payroll. They clearly do not know that since they are not backed under the FDIC, or NCUA (To an extent), they have to be reported to the Ohio Commisioners, and they will be. I left them this one final chance to give me more to report, or to correct their actions, and they did not choose, what I would consider, to be the wiser of the paths. I made sure to inform the women of this and to be careful what she told me was true because her career could very seriously be on the line as I was already reporting them, and recording this. After 20 minutes on hold, I can only assume that she was not having ANY intention of picking back up.

Ms.D Cochran

Ms.D Cochran

4 months ago

I’ve been baking with this Credit union for years and they have always been so helpful to me today I called in on a personal matter and the person name was Shelby. Shelby was so nice so kind so soft spoken. We literally had a very nice conversation and it really helped my grief she didn’t know it, but she really helped me this morning Shelby I hope that you get recognized. Thank you so much for being so kind to me today.

Mike Harvey

Mike Harvey

5 months ago

I needed a notary and the only one on staff was the manager. She was rude and acted like it was beneath her. She botched it unapologetically and I had to get a new title. This is about 4 years ago. The lady had short brown hair and sat in the first office to the left when you walk in.

Adam Holmes

Adam Holmes

a year ago

Open air business everyone can hear what business you conduct, doesn't seem like much financial privacy. Site only does business and personal accounts no estate accounts. Telller seemed friendly enough. Has office 3 miles away with 4 stories and hundreds of employees but doesn't conduct all major business, for a bank with that much, seems like it's time for them to expand or cut back. My old credit union was smaller and handled all things.

Tia

Tia

a year ago

Got a car loan a couple months ago. Just now received a letter in the mail that said after multiple failed attempts to contact you about adding your insurance to file we will be adding an additional $352 to your loan monthly... my car payment is only $300... they more then doubled my car payment... Where is the proof you guys contacted me multiple times???? Never left a voicemail. Never sent an email, but I get multiple spam emails every week from you guys.. No notice on the app that i was missing documentation. No notice when I sign into my account on there website. Just a letter in the mail that more then doubled my car payment with zero notice. Also there is zero ways to add insurance on there app, or there website, or an email I can reply back too, nor an agent. Just a 1-800 number that's closed on weekends.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).