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Geauga

PO Box 839, 14499 N Cheshire St, Burton, OH 44021
NCUA Insured3.7 (26 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 839, 14499 N Cheshire St

Burton, OH 44021

Service Area

This credit union is located in Burton and serves members in the OH area. Currently serving 6,960 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.00%

Used Auto Loan

6.25%

Personal Loan

17.00%

Credit Card APR

9.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.7

26 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Angela W

Angela W

7 months ago

GCU has been amazing. My whole family uses them. My mom opened an account for me when I was 4 and I have loved GCU's services ever since I took it over. They have helped me with loans when no one else would(I'm so beyond greatful) and my money is safe. They deserve the best ratings!

J Kaufer

J Kaufer

6 months ago

Great people great service Great loans and it was run by members and they were never sold out and the community bank that’s what people really wanted to see in the community bank local convenience and it’s hard to find those now because now Geauga Credit Union Inc is changing to 7/17 Credit Union from Warren, Ohio that is branched out to different areas and so there’s no more Geauga County Bank anymore not local now change to Corporation banks. I’m very disappointed. The three stars is for the staff but nothing to the board members that stab the members in the back to switch to a different bank and not to have the member vote for it and agreed to do that so they did it automatically without us knowing so it’s pretty sad how the board members do it so I would not be going to 7/17 when they come and take over the bank. Don’t be fooled and foolish about the switching company and to members make sure you do your homework before march.

Hoggy

Hoggy

9 months ago

I called to set up an appointment to get a couple thousand dollar loan. I told the people that I was taking off work to come in for an appointment to get a car loan. I was told to just come in. I figured since I have 150k worth of equity that a 2 thousand dollar loan wouldn't be a big deal. As soon as I got there I was signed up for an account, before even being asked about the loan. I was then told that I had to have the car present for them to take pictures. That would have been solid information when I called and said I was taking off work to come in. Not sure how I am supposed to get the guy selling the car to drive it 45 minutes for this bank to take pictures. It was a big waste of time. Then after the fact I had to cancel an account that I didn't want and shouldn't had to sign up for before being given the picture information. A little communication goes a long way. I just ended up and bought a different car with cash so I didn't have to deal with this headache.

Lora Sanchez

Lora Sanchez

9 months ago

Bank somewhere else. Paper heavy not efficient. I called asked for a payoff on a loan paid that amount then they pulled money out of the account stating I still had one cent on the loan but still pulled nearly $200 for to cover that one cent. It is called a payoff for a reason! Now I'm told I have to request to get money back as a check that never shojld have been pulled. The only reason they dont get 1 star is because they pick up the phone when you call and have sent me paperwork I have requested timely.

Kim Cole

Kim Cole

5 months ago

I now live out of state but have kept GCU as my bank. Everyone is so helpful and awesome. They always go above and beyond.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).