Homeland

P O BOX 1974, Chillicothe, OH 45601

NCUA Insured4.3 (35 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1932

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Chillicothe, OH may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1932

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P O BOX 1974

Chillicothe, OH 45601

Google Maps 🗺Waze

(740) 775-3331

Service Area

This credit union is located in Chillicothe and serves members in the OH area. Currently serving 24,106 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.85%

Used Auto Loan

7.87%

Personal Loan

14.20%

Credit Card APR

10.52%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Plumbers 55— New Auto Loan

Brooklyn Height, OH

2.99%

Plumbers 55— Used Auto Loan

Brooklyn Height, OH

3.99%

Ohio Teamsters— Personal Loan

Independence, OH

3.30%

General Electric— Credit Card APR

Cincinnati, OH

6.86%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.3

35 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Crystal Buskirk

4 months ago

There is a young lady by the name of Erin Jones at Consumer Drive, who went above and beyond in helping a technically inept old lady with her phone and Homeland's app. I certainly wasn't able to figure it out, but Erin took her time, and was able to "fix" my problem, and calmed my nerves! She certainly didn't have to spend any time on this, but she did it with grace and humor, and put my concerns at ease. Thank you Erin, you are a treasure...

Victoria Pack

5 months ago

BEWARE Homeland Credit Union is the absolute worst bank I have ever dealt with. They charge a $25 fee for every ATTEMPT to withdraw funds if there is NSF. I contacted Homeland to make them aware that I am on a LOA pending short term disability from my employer. I attempted to cancel all auto payments I had set up to avoid any overdraft and fees on my account. Well... NOT THEIR PROBLEM. I've completed a hardship withdraw from my 401K to help get my family and I through the Holiday's. Homeland Credit Union is taking the first $580.00 from it. Unbelievable!!!

MaryEllen Stevens

8 months ago

Everyone who works here is friendly and helpful. They give the best service of any financial establishment that I have ever dealt with. I would recommend them every time for all of your financial needs.

Linda Love

10 months ago

Good service! Always have had good service for over 35 years.

Andrea Holmes

3 years ago

My husband and I had to get some documents notarized and we worked with Brandon. He was AMAZING and extremely personable. I really enjoyed talking to him and he made a boring task more interesting! Not only did he notarize our documents, he faxed them for us and made sure we had the confirmation sheet too. Thank you, Brandon!!