NCUA Insured
Member-Owned
1 charter
Established in 1975
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Cincinnati, OH may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1975
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Cincinnati and serves members in the OH area. Currently serving 38,444 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.99%Used Auto Loan
6.74%Personal Loan
14.00%Credit Card APR
14.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).
Brooklyn Height, OH
Brooklyn Height, OH
Independence, OH
Cincinnati, OH
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.0
94 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsMichael Winfield
5 months ago
Throughly enjoyed my visit the Branch Manager Shawn Degolyer treated me like family, making sure all products that could assist me were offered, and explained in easy to understand language. I walked out on cloud nine. and wouldn’t think of banking anywhere else.
Robin McClish
9 months ago
THANK YOU for taking a chance on me! If I could give 100 stars, I would! I was referred to Cinfed by a coworker's wife who works in their HR office after I met her at a company event. I came in the following Saturday and met Shawn to discuss my options for an auto refinance, as I was paying $775/month at 24.95% APR on an upside down loan and couldn't save a dime despite my occupation. Shawn and Chloe worked their amazing magic and managed to get me out of my negative equity AND saved me over $230/month! Thank you Sarah for referring me, and thank you Shawn and Chloe for helping me out of a jam!
Laura Holt
8 months ago
I love this Credit Union. They are always helpful and Jennifer is the best!!! I couldn't be happier with my 11 years with them. CINFED is hands down the most incredible banking institution I have ever had the pleasure of working with.
Reggie Hayes
9 months ago
I always have a great experience at this location. Melissa helps me most times and is always very bright, personable and professional, even when it’s semi “bad” news 😂. Additionally the branch manager Shawn has assisted on some of most challenging transactions lately and has helped me by going totally above and beyond. I appreciate you all for making me feel like a valued member and not just another customer.
Marie Anne
5 months ago
I have been with Cinfed for 52 years. Terry White helps me manage my finances, she is the definition of OUTSTANDING, so efficient, knowledgeable, cordial and patient.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(513) 333-4210Website
Visit WebsiteMembers
38,444
Total Assets
$840.1M
Year Opened
1975
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile