Emery

7890 E KEMPER RD, Cincinnati, OH 45249

NCUA Insured4.5 (66 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Cincinnati, OH may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

7890 E KEMPER RD

Cincinnati, OH 45249

Google Maps 🗺Waze

(513) 530-9351

Service Area

This credit union is located in Cincinnati and serves members in the OH area. Currently serving 12,899 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q1 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.49%

Used Auto Loan

7.99%

Personal Loan

11.99%

Credit Card APR

12.24%

Important: Rates are sourced from NCUA call report filings (Q1 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q1 2025).

Plumbers 55— New Auto Loan

Brooklyn Height, OH

2.99%

Plumbers 55— Used Auto Loan

Brooklyn Height, OH

3.99%

Ohio Teamsters— Personal Loan

Independence, OH

3.30%

General Electric— Credit Card APR

Cincinnati, OH

6.86%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations

Branch information not available for this credit union.

Member Reviews

4.5

66 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Robin Barnett

9 months ago

I’m overwhelmed with gratitude for the impeccable work you’ve accomplished ensuring my brother’s home closing was timely! I am confident that I can always count on Emery Federal Credit Union to handle my business and support all others I recommend. Kudos to your entire team for an exceptional job and wonderful experience from beginning to end!

Dana Kolovson

10 months ago

I was very pleased and impressed with the good service I received from Emery Federal Credit Union regarding the refinancing of my new car loan. Having contacted several other banks I didn't think I would get an improved interest rate on my car loan but Emery had very attractive rates to offer. The person I worked with was very helpful and pleasant. Every time I have worked with them I had a good experience. I highly recommend them

Sam Bailey

a year ago

Honestly, Emery FCU is truly a company that cares! From working with Paula, to Sharon, to Destiny they made it a breeze getting my auto loan. If you are looking for a place to put your money and feel confident they will care about you & not the money, you found the right place!

Dwight Workman

a year ago

Emery has been a great bank to work with. Everything was streamlined and easy for me to deal with. Great group of people and Sharon H has been fantastic to work with and provided me with answers very quickly. Highly recommended!!!

Peggy Weyand

a year ago

I have been a member of Emery FCU for 30 years. I have had the last 3 or 4 car loans from this. I just got a new car in December, 2023, through Emery. Easiest process I've ever been through with a loan. It was all done over the phone and email. I didn't even have to go in to sign paperwork. Everything was in order when it was finished, and I was able to drive off in my new car carefree! I highly recommend joining Emery if you don't already belong. Being a member of a credit union has a lot of benefits you don't get at most banks. Probably the biggest benefit is that they know you by name and you know them. You can call and speak to a real person and get help if you need it. Check them out today!