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General Electric

10485 Reading Rd, Cincinnati, OH 45241
NCUA Insured4.0 (651 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

10485 Reading Rd

Cincinnati, OH 45241

Service Area

This credit union is located in Cincinnati and serves members in the OH area. Currently serving 312,507 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.32%

Used Auto Loan

7.22%

Personal Loan

12.69%

Credit Card APR

6.86%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(14 total)

Member Reviews

4.0

651 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Sika China

Sika China

4 months ago

I’ve repeatedly asked them to stop sending DocuSign forms that include full personal information, such as Social Security numbers. They believe it’s acceptable because the link itself is secure. The real concern, however, is that once the document is submitted, DocuSign sends a PDF receipt back via email, where it can remain indefinitely—creating a long-term exposure risk, even if the email is later deleted. I’ve raised this issue several times, but it hasn’t been addressed, and I believe this is the only way to get their attention. They are genuinely nice people to work with, which makes this situation unfortunate.

Joe Mac

Joe Mac

3 months ago

Best customer service anywhere! The personal, warm and friendly service really make me miss home, (Cincinnati). Your team member are always extremely helpful! Thank you for the wonderful service! Joe Mac

ricky hunt

ricky hunt

3 months ago

Absolutely awful several times I’ve tried to reach a rep at the reading road location to instead stay on hold for 30+ minutes actually crazy enough I’m currently on hold to pay a loan payment and am at 34 minutes. Like the credit union but the reading location is awful each time it notifies them they send I back to the queue. Currently siting in front of that location two cars in the lot(customers that is) have never paid a normal loan payment 577.00 always pay 800 or 1000 and this is what you get. And to think I almost switched from cove to here

Ted Holtzclaw

Ted Holtzclaw

4 months ago

The new automated tellers was very intimidating until I had the need and chance to use one. It worked great the live teller was super useful and helped me update my savings account to make a little interest. Great job

Scott Murphy

Scott Murphy

7 months ago

I refinanced my daughter vehicle, however we also are financed with my wife's vehicle through GECU, it was easy, straight forward, not there very long to sign paperwork. My only negative is there website, via desktop and mobile is very clunky! Other than that, i like there professionalism and interesting makeup of going to a branch location to sign paperwork, just not a traditional bank per se, more welcoming and more open.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).