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Greater Cincinnati School

7221 Montgomery Rd, Cincinnati, OH 45236
NCUA Insured3.6 (21 reviews)3 charter

Verified Information

NCUA Insured

Member-Owned

3 charter

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

7221 Montgomery Rd

Cincinnati, OH 45236

Service Area

This credit union is located in Cincinnati and serves members in the OH area. Currently serving 8,047 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.75%

Used Auto Loan

6.75%

Personal Loan

10.90%

Credit Card APR

13.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

3.6

21 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Tia Stutson

Tia Stutson

3 years ago

Sadly they couldn’t help me with the banking app over the phone but hey they keep things secure. Mom opened me up an account as a child and I still use it. Even after moving to different places, this is my main bank. Always friendly staff. They are as fast as bankers can be dealing with all kinds of transactions. Would recommend.

Andrew Devilliers

Andrew Devilliers

5 years ago

I became a member about a year ago, and they instantly got me approved for what I needed, and have continued to be there for me when the clock was ticking. I work at a car dealership and I recommend all kinds of customers to them for refinance loans. Thanks GCGU!

Jason Haap

Jason Haap

3 years ago

I was checking hours when I saw the low rating for this bank. A bunch were complaining about other banks, so I reported them to Google as off-topic. I have always enjoyed the service provided here.

Lisa Gillman

Lisa Gillman

3 years ago

I have been a member since the 1980s. Great service, with friendly employees. Any issue I have ever had has been dealt with promptly and to my satisfaction.

Jacob C

Jacob C

6 years ago

No help with gateway financial knowing where having a pandimic and me and my wife are both out of work. All they want too know is what I can pay today.sad I've had my car over a year think they would give me some kind of lead way with this virus going on and most people out of work, more disappointed then anything

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).