NCUA Insured
Member-Owned
3 charter
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Cleveland, OH may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
3 charter
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Cleveland and serves members in the OH area. Currently serving 28,800 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.42%Used Auto Loan
6.79%Personal Loan
14.03%Credit Card APR
11.10%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).
Brooklyn Height, OH
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Independence, OH
Cincinnati, OH
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.1
59 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsEmma Fuchs
4 months ago
I have been struggling with this bank recently as they’ve introduced so many new policies out of nowhere. I moved out of state and it’s become impossible over the last couple months to maintain my 10+ year old account so I will be switching. Lizzie is particularly rude and unhelpful. Please introduce better customer service training and better processes so you are not alienating loyal members.
Mz Tee
a year ago
By far the worse credit union. Im new to this credit union. Nothing about this credit has been good since I opened this account. I had to call every month jus to pay a $800 bill because they have $500 a day restriction on my account. Ive never experienced nothing like this. I made a mistake and over drafted my account $149. This credit union charged me $30 per transaction which ended up being over $300 in fees in over a 2 day span. I didn't even realize my account was over drawn. This is worse than predatory lending. This can't be legal. I'll be contacting the Ohio attorney General along with the BBB as well in regards to their lending practices. DO NOT EVER BANK HERE! I'LL BE CLOSING THIS ACCOUNT IMMEDIATELY!
Glenn Cunningham
6 months ago
Terrible bank, their system is outdated. ATM machines always broke down. They charge you for everything. All kinds of fees
Lee H.
a year ago
I am constantly disappointed in FFCCU. Most recently, I attempted to open an account for my daughter and apply (cosign) for an auto loan with her. I left without doing either and will be looking into transferring my own account elsewhere.
Kenneth Busler (west_side_ken)
3 years ago
I have nothing but good things to say. They have always been pleasant and accomodating. Their loan process was simple and straightforward. Trisha was especially helpful at the Emerald Pkwy branch. BTW, my favorite part of Google reviews is when people complain about things that are their own fault... Don't want overdraft fees? Don't overdraw you account.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(216) 344-3960Website
Visit WebsiteMembers
28,800
Total Assets
$354.1M
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile