Ohio Educational

P.O. Box 93079, Cleveland, OH 44101

NCUA Insured2.9 (48 reviews)3 charter

Verified Information

NCUA Insured

Member-Owned

3 charter

Established in 1900

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Cleveland, OH may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

3 charter

Established in 1900

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P.O. Box 93079

Cleveland, OH 44101

Google Maps 🗺Waze

(216) 621-6296

Service Area

This credit union is located in Cleveland and serves members in the OH area. Currently serving 14,808 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.20%

Used Auto Loan

4.74%

Personal Loan

8.99%

Credit Card APR

10.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Plumbers 55— New Auto Loan

Brooklyn Height, OH

2.99%

Plumbers 55— Used Auto Loan

Brooklyn Height, OH

3.99%

Ohio Teamsters— Personal Loan

Independence, OH

3.30%

General Electric— Credit Card APR

Cincinnati, OH

6.86%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

2.9

48 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Hazel Macmillan

11 months ago

This bank is terrible. They charge you fees for using your PIN during a debit card transaction the customer service lady tried to tell me that’s typical of a bank…The amount of times my card has declined or frozen when I’m trying to buy $100 worth of groceries is ridiculous. I call and they have no explanation other than unfreezing my card. I’m far too familiar with the customer service people at this bank…

TInaRenea C

a year ago

At this particular branch I must say after reading the reviews about the customer representatives negative demeanors are very true. They are not friendly. As noted by another reviewer, I must agree that the security guard always speaks when I walk through the door. The atmosphere in this business needs to be more friendly. I will be driving to the Westside location for now on. They are much friendlier. I rate this particular branch a 3 because there is much to be desired at this location.

adinl J.

4 months ago

Very low interest rates. Poor customer service and staff was not helpful.

Gabriela Goodman

a year ago

So very helpful. Matt answered all my questions made me feel very confident about starting my new account. Cash app and chime not it no more need to build. Excited about new journey 😁

Chuck Pon

a year ago

Horrible customer service . They don't return calls and always send you in the wrong direction . We have a "Lease" and they put the amount on our credit report as a "Buy" . They made making the payments difficult as well . Don't recommend