Back to Cleveland credit unions

Steel Valley

3840 Pearl Rd, Cleveland, OH 44109
NCUA Insured3.8 (66 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1966

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

3840 Pearl Rd

Cleveland, OH 44109

Service Area

This credit union is located in Cleveland and serves members in the OH area. Currently serving 3,224 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.01%

Used Auto Loan

5.60%

Personal Loan

14.00%

Credit Card APR

11.79%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.8

66 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Ramon Hernandez Soto

Ramon Hernandez Soto

4 months ago

I had a great experience working with Irwin and Rachele at Steel Valley Credit Union,during my bank loan process for a used car loan. From start to finish, they were professional, patient, and very knowledgeable. They took the time to explain everything clearly, answered all my questions, and made what could have been a stressful process feel smooth and manageable. Their communication was excellent, and I always felt informed and supported. Thanks to Irwin and Rachele, the entire experience was positive. I would definitely recommend SVCU and especially their team to anyone looking for a loan.

Tim Snyder

Tim Snyder

8 months ago

I had selected a new vehicle and wanted the best rate and found that Steel Valley Federal Credit Union was the place. I like that they are a community lender. Tanya was great to work with and the next week I was driving my new car as a proud member of Steel Valley Federal Credit Union. Thank you Tanya!

Tony Mott

Tony Mott

a year ago

I recently applied for and was approved for my first auto loan through SVFCU at a competitive rate of 5.99% for a five-year-old vehicle. What I appreciated most about SVFCU was their transparency regarding interest rates. Rather than simply advertising "rates as low as," their website provided a clear range of rates based on credit tiers, allowing me to accurately estimate my rate based on my credit score. The application process was streamlined and efficient. Despite being located out of the area, the staff, particularly Operations Manager Rachele, was exceptionally accommodating. They responded promptly to my emails and were always available by phone to answer my questions comprehensively. Dorothy and Emily at the front desk were consistently professional and knowledgeable. When I inadvertently confused my appointment date, they graciously accommodated me without requiring a new appointment, enabling me to sign all documentation in a timely manner. Having worked at other financial institutions previously, I can confidently state that SVFCU exceeds them in both service quality and their commitment to assisting members to the best of their abilities. I would highly recommend this credit union for all banking needs.

Amy Frontino

Amy Frontino

5 months ago

Proceeded with our car loan thru Rachele she was awesome. Very quick and efficient with getting the loan processed.

Matthew Fitchet

Matthew Fitchet

a year ago

Both Rachele and Tanya were great! I was able to get my loan approved quickly and answered any questions I had. Such a smooth and easy process. Highly recommend going through SVCU for an auto loan.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).