NCUA Insured
Member-Owned
3 charter
Established in 1957
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Dayton, OH may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
3 charter
Established in 1957
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Dayton and serves members in the OH area. Currently serving 7,946 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.64%Used Auto Loan
7.90%Personal Loan
6.30%Credit Card APR
14.31%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).
Brooklyn Height, OH
Brooklyn Height, OH
Independence, OH
Cincinnati, OH
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.4
358 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsAngel Beasley
2 months ago
I feel so blessed. I called my credit union to pay my car payment, I asked about another car loan I was going to get and I was connected to Maddie, who now know was an Angel in disguise. She proceeded to help me and told me my credit score immediately. I was so greatly impressed with her friendly, accurate information she provided. She said she lived in Xenia and wanted to help people like me. She informed me of my credit card debt, and how they could help with it all. I was so very grateful and I knew I was just paying bare minimum on these credit cards and paying extremely high Interest rates, and not paying them down at all. She set me at ease from the get go and I felt so trusting that GOD had sent me someone who would really help me with my financial issues !!! She worked with me diligently daily to make this happen for me and my family. Going thru this process with Maddie, I have been enlightened on information about my house and other banks that were not in the business to help middle-class working people like me !!!! Maddie helped me with so many more things than just my situation with my debt and money. I so appreciate all that she has done for me and my family. Treadwell credit union has One Amazing Employee , Maddie !!!!! People like Maddie only enter your life once in a lifetime !!!!! I will be talking about forever and how she changed my life !!!!! Thank You Maddie and Treadwell !!!!!
Chris G. Cunningham
3 months ago
Maddie was one of the best person I have dealt with. Professional and personal. I will always bank at Treadedll because of her. She was great A+
Tyrone Moss
3 months ago
My Experience with Treadwell Credit Union has been Wonderful over the Years. I Would like to thank Maddie for her Professionalism and Prompt Service
brittany nash
3 months ago
Treadwell has truly lost me as member. I have never had anyone that worked there ever treat me like that. The "call center manager" is extremely rude. I called to get explanation on why their posting works the way it does. And to see about having a fee removed. Instead of being professional, and explaining how it works and actively listening she decides to become argumentative and rude. And when I asked 3 times to speak with her manager or be transffered to their VM she decided argue and then proceed to hang up on me. Then when I called back twice some how no one ever answered and it went to voicemail. I then proceeded to call back and speak to other employees and somehow I was immediately transferred to a manager. I was not going to say anything as I already spoken with the operations manager. Who did not argue and just explained everything professionally and simply without speaking over me or getting upset or rude. But as someone who worked there over 5 years ago and got the same complaints and still speaks with members who say the same thing about this person, it is very clear something needs to be done about her. If spoke to any of my customers like that in my career I would not have a job or be able to be a considered to remain a senior leader. I decided to post this because as someone who has been a member for 5 years and has a full relationship with Treadwell this is not only disappointing but eye opening. I have kept my relationship with Treadwell even though I don't even live in town any more, to support a small credit and former GM credit Union and also to get paid early. But after this experience I will no longer support this place and will be actively moving my relationship. As soon as I am able to get back in to town I will be terminateing my relationship with Treadwell. Getting paid early and having everything in one place isn't worth disrespect or dealing with employees who are upset about their life and have no de-esclation skills or manners.
Tom Shepherd
3 months ago
Maddie was awesome second loan I have done with her she is super nice and great to work with very professional I will surely recommend her to all my friends and family
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(937) 236-2562Website
Visit WebsiteMembers
7,946
Total Assets
$136.7M
Year Opened
1957
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile