Midwest Community

8770 N State Route 66, Defiance, OH 43512

NCUA Insured4.0 (47 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Defiance, OH may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

8770 N State Route 66

Defiance, OH 43512

Google Maps 🗺Waze

(419) 783-6500

Service Area

This credit union is located in Defiance and serves members in the OH area. Currently serving 14,189 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.35%

Used Auto Loan

6.75%

Personal Loan

9.99%

Credit Card APR

14.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Plumbers 55— New Auto Loan

Brooklyn Height, OH

2.99%

Plumbers 55— Used Auto Loan

Brooklyn Height, OH

3.99%

Ohio Teamsters— Personal Loan

Independence, OH

3.30%

General Electric— Credit Card APR

Cincinnati, OH

6.86%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.0

47 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Justin Leskow

a year ago

Super easy to work with! They understand your needs and wants and help you fulfill whatever it is you’re trying to get done in life. Whether it’s a car, house or just trying to consolidate some debt! Christine is always quick and responsive as well! Great customer service. Highly recommend!!

Doug Severt

7 months ago

Very friendly cordial staff

Jordan Plant

4 years ago

If you can’t make it to the bank don’t bother… I am a trucker and banking hours don’t work for me. There website is incredibly inconvenient and their new system is terrible. I finally get logged in after an hour of trying to open a new account and their new page says “Open New Account Feature Coming Soon.” Would be five star if not for their online portal…

Integer0verload

9 years ago

Had a defaulted debt with them. It literally took ours of my day for a few weeks to get it settled. As soon as They got my money They turned into totally different people. They did not mark my credit report as agreed. When I tried to talk to them about it they sent me a notice of no contact. A few hours later the defiance police called me. I never threatened them or cussed at them or did anything other than ask them to correct my credit report. The collection agency the use credit adjustments Inc from defiance used what I believe to be illegal collection practices. Absolutely ridiculous that I would have to contact the bank president who then slapped a no contact order on me for simply asking them to honor their agreement. FYI writing a review on a public website is not contact. I would highly recommend staying away from this bank. The way they treat their "members" who are suppossedly their owners is terrible. If you ever close the factory you work at and you lose your house you will get no sympathy from these guys only outragous fines and a lawsuit that will be sent to an address you haven't lived at in years so they get a default judgement against you. Please be warned

R.C. ATV

4 years ago

Favorite place to bank. Been here a while now, but... why is it that the only office that opens at 8 is defiance? Just because it's a bigger town doesn't mean your time is any more important than the rest of us. Makes it real hard to get banking done on third shift, not going to sit for an hour waiting for them to open. Also, when is bryan going to get their own building? Tired of putting up with Walmart idiots.