NCUA Insured
Member-Owned
2 charter
Established in 1937
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Euclid, OH may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1937
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Euclid and serves members in the OH area. Currently serving 10,931 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.73%Used Auto Loan
10.70%Personal Loan
15.71%Credit Card APR
13.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).
Brooklyn Height, OH
Brooklyn Height, OH
Independence, OH
Cincinnati, OH
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.0
128 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsDebbie Lukco
3 months ago
I’ve used EFCU for over 30 yrs and highly recommend using them. Lori at the Euclid Branch is the absolute Best in taking care of any issues , needing transfers or raising my daily limit, quickly & efficiently, No matter what it is. I have called her personally on numerous occasions for several years. She’s always very kind and takes care of my issues /matter right then or she WILL get back with you! Unlike others who don’t even return your call. I live in western Ky and I feel as tho I know her personally even tho we have never met in person. Thanks so much Lori for always being prompt and for being the professional person you are in handling all of my accounts. You earned my trust years ago . I truly appreciate you! The 5 stars are cause of YOU and YOUR dedication to doing your job quickly and efficiently .
Mark Kocisko
3 months ago
I went to the Chardon Ohio , being it was a shared branch, and had a lot of issues on my end with the c.u. I normally use. I was so frustrated I was ready to give up and Ann the teller on staff, stepped in and helped me resolve my issue, by taking the time and showing she cared...She must have been sent from up above! I am so grateful for her and her patience, She won me as a new customer for her kind ways and caring heart! I recommend Eaton family Credit Union to anybody, top notch service Ann your the best!
Amanda Cowan
6 months ago
I’ve had an amazing experience with this credit union! The team is always friendly, patient, and truly willing to help. Every interaction feels personal, and they go above and beyond to make banking easy and stress-free. Their customer service far exceeds what I’ve experienced at large banks. I’m grateful to be a member and highly recommend them to anyone looking for a trustworthy, community-focused financial institution.
Troryana Hill
6 months ago
I’ve had such a positive experience with this credit union! The staff is always friendly and patient, and I especially want to mention Debbie. She has been incredibly helpful, professional, and knowledgeable every step of the way. She always makes sure I understand everything and feel taken care of. Great customer service all around highly recommend!
MarG L
3 months ago
Clarissa helped me get set up for home line backing. I have been calling to get set up to no avail. She has been w/ECU for a very longtime Her customer service skills r GREAT! Always helpful. Amazing 🤩🤩🤩🤩🤩 She deserves ************. MRLinton
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(216) 920-2000Website
Visit WebsiteMembers
10,931
Total Assets
$77.0M
Year Opened
1937
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile