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Towpath

2969 Smith Rd, Fairlawn, OH 44333
NCUA Insured4.9 (529 reviews)3 charter

Verified Information

NCUA Insured

Member-Owned

3 charter

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

2969 Smith Rd

Fairlawn, OH 44333

Service Area

This credit union is located in Fairlawn and serves members in the OH area. Currently serving 25,500 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.16%

Used Auto Loan

6.35%

Personal Loan

15.11%

Credit Card APR

13.60%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.9

529 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
andreanna lipford

andreanna lipford

4 months ago

I always get so anxious when opening an account of any kind because you never 100% know what’s going on. However, I did not feel that way with Leiloni. She was very kind, talked me through everything and serviced me well! I also need to mention Chuck. OMG. Chuck is the man. Literally so kind and knowledgeable. Helped me feel not as intimidated going into the car lot. Explained everything to me thoroughly and didn’t seem bothered when I asked extra questions. Would 100% recommend this company because of their awesome employees.

Elizabeth Rancour

Elizabeth Rancour

3 months ago

Julie D. is an amazing person, personally and professionally. Every loan experience I’ve had with her has been nothing but 5 star! Along with myself and my husband, all four of my children go directly to Julie for our lending needs because we know it will be done right! Thank you Julie for all you do!

Jason “KWABENA” Washington

Jason “KWABENA” Washington

5 months ago

Had a great experience working with Julie Dubravetz. She is very personable and quick to respond which is always something our family appreciates when dealing with financial services. I recommend Tow Path to all family and co workers in the area. Great Service overall. Thanks Julie!

Natural Florescence Flo Cunningham

Natural Florescence Flo Cunningham

3 months ago

Had a great experience working with Towpath Credit Union in Fairlawn. The staff was awesome and Leiloni Neloms specifically was very welcoming and easy to speak with. She helped me navigate which account would work best for my needs and answered all of my questions with ease. Highly recommend this branch

Angie Hill

Angie Hill

8 months ago

A huge thank you to Leiloni for helping us open our bank account, Brittany and Chuck for their hard work and dedication on securing us a loan to fix out vehicle. The process was easy, the staff was so kind and informative. They have secured 2 new customers for life! It was great to meet Monica as well who was extremely nice and reassured us we were in the best hands. Thank you again!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).