Hancock

1701 E Melrose Ave, Findlay, OH 45840

NCUA Insured4.1 (38 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Findlay, OH may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1701 E Melrose Ave

Findlay, OH 45840

Google Maps 🗺Waze

(419) 424-0163

Service Area

This credit union is located in Findlay and serves members in the OH area. Currently serving 9,085 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.74%

Used Auto Loan

5.74%

Personal Loan

10.49%

Credit Card APR

8.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Plumbers 55— New Auto Loan

Brooklyn Height, OH

2.99%

Plumbers 55— Used Auto Loan

Brooklyn Height, OH

3.99%

Ohio Teamsters— Personal Loan

Independence, OH

3.30%

General Electric— Credit Card APR

Cincinnati, OH

6.86%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.1

38 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Ted Charter

9 months ago

After over 20 years of membership, I was refused a loan for a couple jet skis. Interesting enough no one even attempted to connect with me to communicate the issues and simply denied the loan. Did not even offer to secure the loan with my savings account. Interesting enough they had approved a similar loan several years ago with a lower credit score and lower income levels. Where is the flexibility that using a credit union offers? I will be closing my account and moving my services elsewhere.

Stephen Brim

9 months ago

The Ladies I Encountered In Your Melrose Bank, Are all very Knowledgeable and Efficient at What They do to Help Me When I can't do anything in my Accounts!!! I like doing My Banking Online and They are Always Willing to help Me Online or In Person. They are the Best I have ever Had Before. I Wish I Started Banking at HFCU Sooner than I Did too. Would have saved me A Lot of Headaches I got from Other Banks here in Findlay!!

Eileen Peterman

9 months ago

HFCU has consistently been a 5-star bank for our family. We have used their services for personal banking, vehicle loans and more throughout the 20+year we've been members. Keep up the great customer service!

Deb Love

8 months ago

I’ve been a member of HFCU for approximately 30 years. Friendly service convenience and ease of transactions are always appreciated. I would highly recommend HFCU to anyone.

Lynnette Cook

11 months ago

I have been banking with HFCU since 1992 and never had a bad experience. I have had a house loan there, car loans, personal loans, and a home equity line of credit. I cannot recommend them enough! I moved out of state and still kept them.