Millstream Area

1007 Western Ave, Findlay, OH 45840

NCUA Insured4.8 (293 reviews)3 charter

Verified Information

NCUA Insured

Member-Owned

3 charter

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Findlay, OH may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

3 charter

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1007 Western Ave

Findlay, OH 45840

Google Maps 🗺Waze

(419) 422-5626

Service Area

This credit union is located in Findlay and serves members in the OH area. Currently serving 7,786 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.37%

Used Auto Loan

7.86%

Personal Loan

14.42%

Credit Card APR

18.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Plumbers 55— New Auto Loan

Brooklyn Height, OH

2.99%

Plumbers 55— Used Auto Loan

Brooklyn Height, OH

3.99%

Ohio Teamsters— Personal Loan

Independence, OH

3.30%

General Electric— Credit Card APR

Cincinnati, OH

6.86%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.8

293 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Corey S

4 months ago

Been banking here since I’ve started working been about 15 years and the staff is always great and very professional. They will always work with you a within your budgets to help you get the car, home or even a personal loan. Keep up the great work

stacy baumer

6 months ago

Shawna was amazing to work with! She made everything quick and super convenient to meet my needs! Would recommend working with Shawna at Millstream anytime 😊

Jordan

8 months ago

I started my process of obtaining an auto loan with Shawna on 9/20/2025 and she was very quick and informative throughout the process of getting my loan. She took time to explain the process to me as well as keep me updated every step of the way! I was able to close on a purchase on 9/26/2025

André Navas

8 months ago

Shawna provided above and beyond service for me and my wife. She helped us refinance our car at an incredible rate. And provided financial guidance in general. We are really satisfied with her service.

G Watson

6 months ago

I had a really good experience today with Shawna Wooten who was very helpful and very nice about my loan application. I recommend millstream credit union. Thanks!