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Oc

13623 ROCKSIDE RD, Garfield Hts, OH 44125
NCUA Insured3.7 (63 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

13623 ROCKSIDE RD

Garfield Hts, OH 44125

Service Area

This credit union is located in Garfield Hts and serves members in the OH area. Currently serving 13,927 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.14%

Used Auto Loan

6.44%

Personal Loan

13.84%

Credit Card APR

10.92%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.7

63 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Greg Pennypacker

Greg Pennypacker

3 months ago

Take your money and your business anywhere else you possibly can. I've been a member of this bank for almost 20 years and they have gone so far downhill, I moved all of my finances to another bank and will never go back. My entire family left before me and in the process, my parents forgot to update an auto payment they had, and overdrew their account as a result, incurring a fee. This bank took the money from MY account to pay this amount, and on top of that never notified me. I only knew because I pay close attention to my finances and asked what this surprise money withdrawal was for. This was never resolved and my parents ended up reimbursing me. After that, I had a check rejected while doing a mobile deposit because their app had two different instructions for how to endorse the check on two different pages in the process. I chose the wrong one apparently. I tried to tell them this and have them make an exception until they fixed the app and the conversation got elevated to their "Member Service Experience Manager VP" Melissa. She insisted it was user error, my app was the old version, not updated, etc etc and that there was not a discrepancy on their app for the better part of two weeks via messages. Finally I had to screenshot and walk her through it step by step while also sending a screenshot of the app version on my phone. She only then actually checked with her team and realized I was correct. So everything got resolved right? No, she told me rejected checks can't be reviewed because the photos aren't retained....I can go on the app still right now and pull up the images of my rejected check. So again, she had no idea what she was talking about. I told her the images were still there and never got a response back. So much for that "member service." So, as I said, yourself a favor, save the headaches, bank anywhere else you possibly can.

jo kaminski

jo kaminski

8 months ago

Stan Berenda (manager) called regarding an overdraft on my checking - the initial call was a welcome courtesy, but my appreciation quickly faded when a request to waive the fee was denied. Despite the 'goodwill gesture', there was no flexibility ~ Stan decided the strict policy was more important to enforce than waive a fee as a courtesy. I explained I was out-of-state for a family emergency & I never had an overdraft & this was a human error. Although I was an OC Federal CU member for 30+ years and stated my other bank has NO FEE to transfer my own money from my savings to my checking, Stan chose bank revenue over customer satisfaction, retention and loyalty! He 'wished' he had the ability to waive the fee - I wished I had my $30.00 back.

Robert Raiff

Robert Raiff

a year ago

Ohio Catholic truly cares about their customers. They have great rates but what truly sets them apart is the exemplary customer service. I’ve refinanced two vehicles within and my son refinanced as well with them. They made the process so easy - I highly recommend them!

Sandy Jurich

Sandy Jurich

8 months ago

I've regularly used both the Maple Heights and the Macedonia offices. Both are professionally staffed!

Elona Lucas

Elona Lucas

2 years ago

This was my first experience with Ohio Catholic Federal Credit Union and I couldn't have been more pleased. The person with whom I opened the accounts was professional, knowledgeable, and courteous, and the transactions were handled efficiently. The CD rates were better than those at other local financial institutions; I look forward to doing business with Ohio Catholic FCU in the future!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).