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Whitewater Community

1157 harrison ave, Harrison, OH 45030
NCUA Insured4.2 (10 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1157 harrison ave

Harrison, OH 45030

Service Area

This credit union is located in Harrison and serves members in the OH area. Currently serving 1,616 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.69%

Used Auto Loan

5.74%

Personal Loan

11.42%

Credit Card APR

7.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.2

10 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Joelene Kammer

Joelene Kammer

7 years ago

I tried to start an account with Whitewater but every time I went in to get it started they told me I needed a new or different piece of information with me. After 3 tries I finally decided that it wasn't worth the trouble. After the experience I had, I would recommend going to a different credit union.

•wifi enfinity•

•wifi enfinity•

6 years ago

If you are poor (as I am) and may over draw your account at times, I would definitely recommend a different financial institution. The way they final post the tranactions causes multiple overdraft fees even before your account is technically negative because all the charges are processed together. There are other banks (ie Huntington) that do not do this, but actually post your charges separately and in an order that causes you the least overdraft fees possible.

Barb Carmen

Barb Carmen

7 years ago

We have been customers of WCCU for several years. They have always provided great service. They take the time to answer any questions. They know us by name and can accommodate our needs with our personal and business accounts. We would not bank any place else.

Connor Weiss

Connor Weiss

6 years ago

I've been banking with whitewater for the past 7 years. They are always ready to help anyway possible. Highly recommend banking here.

amy troutman

amy troutman

15 years ago

The tellers here are super nice they go above and beyond to make your banking service go smoothly.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).