Nickel Steel

1067 s. main st., Lima, OH 45804

NCUA Insured4.2 (10 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1953

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

1067 s. main st.

Lima, OH 45804

Google Maps 🗺Waze

(419) 224-7861

Service Area

This credit union is located in Lima and serves members in the OH area. Currently serving 524 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.39%

Used Auto Loan

7.74%

Personal Loan

13.35%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Plumbers 55— New Auto Loan

Brooklyn Height, OH

2.99%

Plumbers 55— Used Auto Loan

Brooklyn Height, OH

3.99%

Ohio Teamsters— Personal Loan

Independence, OH

3.30%

General Electric— Credit Card APR

Cincinnati, OH

6.86%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.2

10 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jim Smith

7 months ago

The service is really bad and the staff refuses to allow you to elasticate your complaints to a higher authority because they don't want to be reported!!! My experience with the place was terrible and I wouldn't recommend this place to anyone!!!

joan smith

8 years ago

I love my credit union . I have been a member since 1984. They have added so much technology to the system it is so awesome. Very compatible to all banks,with a bit of closeness to the employees that serve us so well. greatly appreciated. Sincerely Joan Smith

angie compton

5 years ago

The women are great to work with! They are very friendly every time I go to the bank. I also like how personal they are, they know me and my family by name and they care about us.