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Softite Community

1201 S Zane Hwy, Martins Ferry, OH 43935
NCUA Insured4.1 (21 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1969

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1201 S Zane Hwy

Martins Ferry, OH 43935

Service Area

This credit union is located in Martins Ferry and serves members in the OH area. Currently serving 3,822 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.33%

Used Auto Loan

11.28%

Personal Loan

14.76%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.1

21 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
J Johnston

J Johnston

5 months ago

I have never had a bank get so stingy with my money (yes, it's a credit union, I know). I can't make a purchase over $1000. They get denied every time. I've asked them to remove the limits and it hasn't happened. Most recently I tried to make a double car payment and Softite denied it. Again, I've asked that they remove the limits on my transactions, and they refuse. How does anyone use their debit card to make a purchase of over $1k? It's almost as if I'm the first person who has ever tried. I've had numerous run ins with these people. If I needed a parent to tell me what I'm allowed to buy I'd just leave my money with my mom. This place is awful. I feel like, because I gave somebody a little grief over their policies, they're actively trying to annoy me.

Stephanie Walker

Stephanie Walker

4 months ago

Horrible place to do business, the staff is very rude. It is not like it used to be. It has gotten worse over the years they denied my daughter a loan And will not return her $25 for six months. Do not do business with this company.

Jason Domyan

Jason Domyan

2 years ago

I had asked about getting a duplicate card because I wasn't able to find mine. I explained I was moving and I was positive the card was in my house somewhere. The teller (Tammy, I believe) asked if I wanted to put a block on the card. I clearly said not to do that because I wouldn't have access to my money and I really needed easy access to my funds. I discovered later that day that she put the block on anyway and so I wasn't able to buy gas for my car. I ended up stranded on the side of the road for a while. For me with my health issues, that really could have been fatal. I just went to the bank to find out what happened. The teller said the card was blocked because I didn't have it in my possession. Tammy was there and said she told me she was required to block it. She did not. She phrased it as a question and not a statement. I'm in the middle of buying a house. As soon as the deal closes, I'm switching banks. Bank policy or not, she should have been a lot clearer and made sure I understood what was happening. She didn't. It was a pretty simple thing to do and she couldn't do it. If she can't handle basic communication, I absolutely don't trust her with my finances. This happened at the Martins Ferry office. When I told the tellers what happened, there was no apology. No attempt to take any ownership. Nothing. It was my fault, according to Tammy, because I didn't hear her. My hearing is fine. She didn't say she was going to block the card.

Blakey

Blakey

2 years ago

I have been with softite for 10 years or more. They will work with you if you have lost hours at work. They are the best!!!! Can't make a payment!? They will work with you. The best credit union ever! Thank you so much !!! 10 out of 10 would recommend 🥰 Tami is a life saver 🥰

Jason B

Jason B

7 years ago

I have been using Softite for about a year now. They have been better than any bank that I have ever dealt with. I love all the perks too, especially the friendly staff that make me feel like family everytime I walk through the door.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).