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Golden Circle

4118 Lincoln Way E, Massillon, OH 44646
NCUA Insured3.4 (12 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

4118 Lincoln Way E

Massillon, OH 44646

Service Area

This credit union is located in Massillon and serves members in the OH area. Currently serving 6,887 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.37%

Used Auto Loan

7.97%

Personal Loan

14.34%

Credit Card APR

12.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

3.4

12 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Raider Kitty

Raider Kitty

3 months ago

I have been dealing with Goden Circle credit union for 30 years!! Sometimes I come in at the last minute or I call at the last minute and the ladies are always good to me and take care of what I need at that moment!! I don't do it on purpose, but sometimes getting off work....Late forces me to do things later In the day!! Shout out to all the ladies for understanding. 💖

Patrick Thomas

Patrick Thomas

a year ago

Website for this location says saturday until noon.. sitting here right now at 11:07 trying to pay my car payment and guess what? Closed. Really thinking it's not hard to update a website with accurate hours. Now unfortunately my car payment will be late.. and yes I know I could've mailed it and earlier but life happens. First time I've ever had to try to pay in person with no late payments ever before.. drove 40 minutes to get here after calling and confirming hours with a live rep and wasted my time Will do car loans through any other bank before golden circle ever again

mason p

mason p

3 years ago

Worst bank I’ve been with!!!! The staff try to be helpful but they can’t. Technology is from the 70s. This bank is supposed to be for union workers but they are only open when union workers are at work and the atms are constantly broken. I went to my bank today and the atm was broke so I went to the other bank there atm was broke at the same time. They love to borrow and use your money but they don’t want to give it back. The online banking is only good for checking your balance if you need anything else good luck getting it. I tried to get a statement to buy my house but I couldn’t retrieve it online and they wouldn’t send it to me with the email I had on file.

robert mccabe

robert mccabe

6 years ago

Great experience with getting a car loan. Kathy got us approved and had everything finalized within a day. Will definitely not hesitate to use again.

J Bueno

J Bueno

5 years ago

Worst hours for a bank I have ever seen. People look miserable in here like it's a suicide hotline call center. I wanted to ask the teller to blink twice if she was being held hostage.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).