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River Valley

505 Earl Blvd, Miamisburg, OH 45342
NCUA Insured3.9 (37 reviews)3 charter

Verified Information

NCUA Insured

Member-Owned

3 charter

Established in 1949

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

505 Earl Blvd

Miamisburg, OH 45342

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(937) 859-6260

Service Area

This credit union is located in Miamisburg and serves members in the OH area. Currently serving 27,190 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.02%

Used Auto Loan

7.03%

Personal Loan

13.28%

Credit Card APR

11.54%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Plumbers 55— New Auto Loan

Brooklyn Height, OH

2.99%
Plumbers 55— Used Auto Loan

Brooklyn Height, OH

3.99%
Ohio Teamsters— Personal Loan

Independence, OH

3.30%
General Electric— Credit Card APR

Cincinnati, OH

6.86%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

3.9

37 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
James Thomas

James Thomas

3 months ago

I have been a member for many years and always received good service. Currently, the Alex Road branch lobby is closed for remodeling. I don't know the date when it is supposed to be completed.

Carrielyn Brunette

Carrielyn Brunette

8 months ago

Kaylee Bates is Amazing!!! One of the best customer service experiences I encountered..She was very patient, through, and extremely accommodating..Ty Kaylee

ceil novak

ceil novak

10 months ago

For years, the team at the West Carrollton branch has been exceptionally helpful, assisting me with setting up accounts for grandchildren, purchasing vehicles, managing checking and savings. I know a friendly, professional person is there to answer all questions and solve any issues I may have. So generous in spirit.

GG MAW

GG MAW

4 years ago

They helped me throughout the process of buying a used car, which was something, I had never experienced. I couldn't have gotten through the process, without River Valley Associates. They were there every step of the way, returning my calls and answering all my questions. I felt like they REALLY, wanted to help. Thank You for being there...

Samuel Walton

Samuel Walton

12 months ago

Excellent team from customer support to the loan department it has been a great experience working with RVCU. Mike Lee is a high level professional and a pleasure to do business with. Highly recommend.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).