C E S

P.O. BOX 631, Mount Vernon, OH 43050

NCUA Insured4.4 (59 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Mount Vernon, OH may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P.O. BOX 631

Mount Vernon, OH 43050

Google Maps 🗺Waze

(740) 397-1136

Service Area

This credit union is located in Mount Vernon and serves members in the OH area. Currently serving 17,621 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.24%

Used Auto Loan

5.74%

Personal Loan

10.49%

Credit Card APR

10.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Plumbers 55— New Auto Loan

Brooklyn Height, OH

2.99%

Plumbers 55— Used Auto Loan

Brooklyn Height, OH

3.99%

Ohio Teamsters— Personal Loan

Independence, OH

3.30%

General Electric— Credit Card APR

Cincinnati, OH

6.86%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.4

59 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

James Brown

11 months ago

Giving two stars because to fix the biggest issues with this bank would require a lot of work and I want to understand the side of the bank. As someone who works nightshifts, the lack of representative availability is incredibly inconvenient. Whenever I have issues with my card (which is extremely frequently), there is no way to resolve the issue until morning. Recently, I was getting a hotel and was paying with my card when it declined for no reason. I didn't have cash on me and the issue could not get resolved until morning, so I had to sleep in my car. Anyone that even slightly understands technology is much better off with an online banking system that is available with more widespread options in case of an emergency. If something happens with your card or account with this bank, don't expect it to be handled urgently.

April Green

2 years ago

OMGoodness! We were in for a pleasant surprise once we entered into the CES credit union located on Yauger Rd. The receptionist greeted us with a warm smile and got us signed in quickly. We had a couple of questions before seeing a Rep and she answered them and brought us brochures with add'l info. Mr. Kirk, who was thee kindest, detailed and humorous manager assisted my daughter with setting up her accounts and then we were off to see a teller, Mr. Gauge. Talk about great and impeccable customer service!!! This young man was pleasant, welcoming and completed our business transaction in such an exemplanary way. We are excited to join this credit union. They really made us feel like family. Keep up the great work CES Credit Union! YOU all ROCK!!!

Mary Kay Marriott

10 months ago

The staff at this branch are very friendly, caring and helpful. Never a bad experience.

Angela Fulton

2 years ago

Stopped in to make my husband's car payment and the young lady who assisted me was very pleasant and efficient. We chatted a moment and finished my transaction. As always, I have no complaints with the service I receive.

MB REED

4 years ago

We just love how we are made to feel important. We have and have had numerous loans with CES. All of the processes were flawless, communication was excellent, all questions were answered quickly and accurately. It is great to know that help is just a phone call away. And Lisa Lahmon is our go to. Very professional, nice, and quick with answers.