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Miami University Community

31 Lynn Ave, Oxford, OH 45056
NCUA Insured2.3 (29 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1969

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

31 Lynn Ave

Oxford, OH 45056

Service Area

This credit union is located in Oxford and serves members in the OH area. Currently serving 4,603 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.07%

Used Auto Loan

7.68%

Personal Loan

12.20%

Credit Card APR

12.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

2.3

29 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Joseph D

Joseph D

5 months ago

This place and the CEO are TERRIBLE! DO NOT GIVE THEM BUISSNESS! A loved one had their car repoed (which is totally her fault) but once she paid them the money and came to get her car.... the license plate is missing and her battery is dead.. they seem completely clueless about how any of this could happen. Terrible place.

Jake Dankert

Jake Dankert

10 months ago

My wife was working with them on a potential application, and these are the most rude people we have ever worked with. You would be better off working with almost any other institution rather than these people. The representatives working here are atrocious with their customer service skills. If a zero could be given, I would!

Yemoni Huguely

Yemoni Huguely

2 years ago

I'm a graduate of Miami University '12. This was one of my first credit cards and for years I'd been trying to get some sort of increase, but it continually fell on death ears. I had that trade line open since 2008 and now it's been closed. No warning no nothing. I'm not sure what current students should do but I'd definitely suggest going with a traditional banking institution that knows how to maintain accounts and keep your trade line open.

Anna S

Anna S

3 years ago

Rude and incompetent. I wish I could support this small business but every interaction is exhausting. I called to ask a very simple question about the credit union's website. Employee told me to "google it," and continued to be incredibly condescending. Also, I get off of work at 5 and work Saturdays, but I got off a little early and stopped by to deposit a check. It was 4:52 and I apologized, saying I would be quick. Instead, the teller just put up the big CLOSED sign in the drive through window, and walked away. Absolutely terrible people working here.

SUMIT SIRCAR

SUMIT SIRCAR

2 years ago

Called the person responsible for handling vehicle titles for a duplicate vehicle title that was urgently needed. Even though the vehicle was paid off 16 years ago, Ohio DMV says that their records show that the lien holder is the credit union! Called them yesterday for a duplicate copy and also the lien release. She said she would call back in 30 minutes but didn't. Called her back after 4 hours and was told that she'd left for the day. I need this title urgently so called several times today. No one would answer so I left a message and no one has yet responded.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).