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Atomic

711 Beaver Creek Rd, Piketon, OH 45661
NCUA Insured3.7 (24 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

711 Beaver Creek Rd

Piketon, OH 45661

Service Area

This credit union is located in Piketon and serves members in the OH area. Currently serving 86,653 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

5.49%

Personal Loan

9.99%

Credit Card APR

12.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(18 total)

Member Reviews

3.7

24 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Bryanna Montgomery

Bryanna Montgomery

11 months ago

Wonderful bank, best branch location by far! Very kind staff who are always wanting to help in the best way they can. My husband and I have been banking with them for over 10 years . Definitely recommend if you're in need of a bank!

Aaron Satterfield

Aaron Satterfield

4 years ago

An absolute joke of a credit union. Haven't been able to transfer MY money from Atomic to my external banks because "their system is down." Have fun trying to talk to a human when you call them, their automated system will not allow you to just press the pound button to speak to a person.

Patrick Crabtree

Patrick Crabtree

2 years ago

Never have liked this joke of a credit union. I always thought or was taught that keeping your money in a bank is beneficial to you but it has never done anything but cost me money to have it in the bank. I say no to this institution. However I do bank there for lack of better options. Want to have no account at any bank soon

Shane Wargo

Shane Wargo

6 years ago

Very rude and defensive. I had a complaint and immediately they became defensive. They require a mask to enter the building which is perfectly understandable. When i asked if they could provide me with one the person became upset. Not exactly customer service. Pick a different credit union. One that actually cares about the customer not just the appearance of caring.

Dave Nickerson

Dave Nickerson

3 years ago

Have tried calling 2 locatio s for an auto loan. Can never get thru to live person left 3 voice-mails and still no response. Their phone system sucks. Have 2 loans now. Won't be a third.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).