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Vacationland

2911 Hayes Ave, Sandusky, OH 44870
NCUA Insured3.9 (37 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

2911 Hayes Ave

Sandusky, OH 44870

Service Area

This credit union is located in Sandusky and serves members in the OH area. Currently serving 20,702 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.64%

Used Auto Loan

7.78%

Personal Loan

13.87%

Credit Card APR

13.96%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.9

37 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Rachel Eisenbarth

Rachel Eisenbarth

7 months ago

This bank is absolutely amazing. Everytime something comes up they handle it in a professional timely manner.

Danise Smith

Danise Smith

a year ago

As a long-time customer of VacationLand, I can confidently say they excel at identifying irregularities in accounts, which is crucial for my family's financial well-being. While VacationLand is generally a reliable option for a variety of banking services, there are a few notable drawbacks. The fees can be quite frustrating, and securing a loan often feels like an uphill battle. There's a lack of flexibility, particularly when you're trying to improve your credit. I've made multiple attempts to obtain a loan, even with a co-signer, and my credit score has been more than adequate for approval; unfortunately, these efforts have yet to bear fruit. Additionally, their slow processing of payments and check clearances can lead to overdraft situations, causing unnecessary stress for customers. Unfortunately, I have thought of moving everything over to a bank that does give you a chance on loans to improve my credit cut down on fees, and upgraded technology to avoid delays in the processes. I have just a regular account and a business account and I must be able to have options to advance with a more understanding and flexible bank. By all means this isn't a bad bank because they do some good thing like removing some fees, I just wish they were flexible on some other things. I feel torn!

Chris Colvin

Chris Colvin

2 years ago

UPDATED: super impressive response from the branch manager. He called and we chatted things out. If I see improvements that we talked about I will be keeping my account and I will update the review even further. Awful banking experience since day 1. Both my business account and my personal are here and I could write a laundry list of issues. I’ve had my debit card locked more times than I can count. Terrible customer service and just janky app and online account. We will be moving our account to a new bank after the holidays

Jake Hula

Jake Hula

6 years ago

Everything up to vacations has been great. I am currently on a cruise out of the country and I have my credit card locked out, even with weeks of a notice/itinerary. Please explain how this happens? What I am supposed to do when everything on a cruise takes a credit card considering it is linked to your room and this is the only way to purchase drinks. Yes I can get water, but I am on vacation. Second day now because there is zero way of contacting anyone over the weekend. Hopefully I can get a solution to this matter soon and at the very least have someone contact me. Thank you for taking care of this so fast. Very much appreciated.

Robert Harvey

Robert Harvey

3 months ago

Prompt professional service, Thank you to staff

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).