Wayne County Community

PO BOX 214, Smithville, OH 44677

NCUA Insured4.2 (13 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1966

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Smithville, OH may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1966

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO BOX 214

Smithville, OH 44677

Google Maps 🗺Waze

(330) 669-2117

Service Area

This credit union is located in Smithville and serves members in the OH area. Currently serving 4,373 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.99%

Used Auto Loan

6.99%

Personal Loan

12.00%

Credit Card APR

9.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Plumbers 55— New Auto Loan

Brooklyn Height, OH

2.99%

Plumbers 55— Used Auto Loan

Brooklyn Height, OH

3.99%

Ohio Teamsters— Personal Loan

Independence, OH

3.30%

General Electric— Credit Card APR

Cincinnati, OH

6.86%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.2

13 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Kathy Long

a year ago

Our experience was the worst! They were so very unprofessional and difficult to work with. Closing my husband's deceased mother's account shouldn't have been that difficult. They put us through all kinds of hoops and hurdles, ignored the facts that my husband was executor of the will, had the probate court letter and TIN number, and had already opened an estate account in her name. They insisted his father (also deceased) was the primary account holder, and that his mother should have removed his name after he passed. She was in memory care at the time of his death and had no ability to take care of it! Besides that, the paperwork shows it's a joint account. No other institution we worked with gave us a hassle. Do employees get some kind of bonus for how many open accounts they have? It just seems odd to operate the way they do. After my husband argued the point for almost a half hour, they finally agreed to close the account. Just awful.

Roger Beery

a year ago

Was at bank Jan 22 2025 my bank app wouldn’t work girls worked quite a while till they got me back on line I’ve been customer for many years can’t beat the 5 star service Thanks

Marisa Bersch

2 years ago

Have been with the Credit Union for years and absolutely love the service and people… they are like an extension to my family… couldn’t ask for better service or people…