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Ih Credit Union, Inc.

5000 URBANA ROAD, Springfield, OH 45502
NCUA Insured3.0 (42 reviews)3 charter

Verified Information

NCUA Insured

Member-Owned

3 charter

Established in 1934

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

5000 URBANA ROAD

Springfield, OH 45502

Service Area

This credit union is located in Springfield and serves members in the OH area. Currently serving 20,040 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.10%

Used Auto Loan

8.69%

Personal Loan

14.77%

Credit Card APR

9.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.0

42 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Serenity Perrin

Serenity Perrin

2 months ago

Don’t talk to Angela she is a rude snobby person, isn’t worried about helping you! my first time having a car payment and wasn’t sure on a insurance policy and was asking if i could do it another way just to see and she got really rude !

Jenny Vickers

Jenny Vickers

4 months ago

Bad business!! I just got a car loan from them and it’s been nothing but problems!!! I don’t recommend them!!

Leanna Bowers

Leanna Bowers

a year ago

Have had so many problems There is not enough money in my checking, but plenty In my savings charge me 30.00. They for get to send new bank card a glitch in a system. We are switching banks getting sick of paying for the new atm area in Springfield. Borrow from our house and get checks can't use them. Charging to get my money out at are Springfield ih

Angie Jackson

Angie Jackson

2 years ago

If I could get half a star I would. I always use this credit Union as a shared credit union with my other bank. never had a problem until today and it seems that no one is amenable to taking cash deposits. I hope the corporate office can train them to work in a professional manner.

Jessica Nelson

Jessica Nelson

5 years ago

This is not my bank, it is a shared branch of my bank in Colorado. I went in looking to withdraw cash to purchase a used car. They would only let me withdraw $1,000. Thats not my main issue tho..the teller was so snotty and im pretty sure she even rolled her eyes at me!! The customer next to me didn't seem to be getting any better service.. would not recommend this bank based on their customer service skills or lack their of...

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).