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200 N St Clair St, Suite 1600, Toledo, OH 43604
NCUA Insured4.9 (48 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

200 N St Clair St, Suite 1600

Toledo, OH 43604

Google Maps🗺Waze
(419) 841-9838

Service Area

This credit union is located in Toledo and serves members in the OH area. Currently serving 94,800 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

5.49%

Personal Loan

11.80%

Credit Card APR

9.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Plumbers 55— New Auto Loan

Brooklyn Height, OH

2.99%
Plumbers 55— Used Auto Loan

Brooklyn Height, OH

3.99%
Ohio Teamsters— Personal Loan

Independence, OH

3.30%
General Electric— Credit Card APR

Cincinnati, OH

6.86%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(23 total)

Member Reviews

4.9

48 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
LeighAnn Ruhl

LeighAnn Ruhl

3 months ago

Great experience so far! The loan process has been smooth, and the staff has been very helpful and responsive. They made everything easy to understand and answered all my questions. I really appreciate the excellent customer service and would recommend them to anyone looking for a car loan.

Heather Rickert

Heather Rickert

9 months ago

Directions consistently delivers excellent service. The staff are knowledgeable, friendly, and genuinely care about their members. Their rates are competitive, and the overall experience is smooth and stress-free. Highly recommend for anyone looking for a dependable and member-focused financial institution.

Angela Dong

Angela Dong

5 months ago

It was the easiest house buying experience I have ever had. Jennifer is amazing and worth her weight in gold. She made everything stress free and easy. She is quick and efficient. The best!

Thomas Potts

Thomas Potts

5 months ago

They have done a great job! They helped me to get a great deal on a vehicle that was only in my dreams.

Linda Kinney

Linda Kinney

9 months ago

I went to the Lambertville branch. I usually go to the Monroe ,Michigan branch. I prefer Monroe because they have drive up tellers. I have to go in for my needs in Lambertville. I have difficulty walking, so the convenience of the drive up window is a plus for me! I will use the Monroe branch as often as needed. And it's closer to where I live.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).