Nueva Esperanza Community

PO Box 9875, Toledo, OH 43697

NCUA Insured5.0 (12 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 2010

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Toledo, OH may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 2010

Low-Income Designated

Minority Depository Institution (MDI)

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

PO Box 9875

Toledo, OH 43697

Google Maps 🗺Waze

(419) 720-9530

Service Area

This credit union is located in Toledo and serves members in the OH area. Currently serving 860 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.25%

Used Auto Loan

14.25%

Personal Loan

16.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Plumbers 55— New Auto Loan

Brooklyn Height, OH

2.99%

Plumbers 55— Used Auto Loan

Brooklyn Height, OH

3.99%

Ohio Teamsters— Personal Loan

Independence, OH

3.30%

General Electric— Credit Card APR

Cincinnati, OH

6.86%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

5.0

12 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Pedro Carrizales

2 years ago

I used Nueva Esperanza Credit Union for my auto loan because they had one of the lowest rates at the time. They are a small credit union with great service for their customers. I intend to continue banking with them for the foreseeable future.

Terry Fitzgerald

6 years ago

When I went to Nuevo Esperanza for a vehicle loan, I had been turned down by several lenders. Not because I had bad credit but because I had not bought anything on credit for many years and thus had no credit at all. They looked things over and decided to loan me the money at a reasonable rate. It was not a mistake. I have faithfully made every payment on time for years now. They did right by me, and I will continue to do right by them.