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Toledo Metro

1212 ADAMS ST, Toledo, OH 43604
NCUA Insured3.5 (36 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1212 ADAMS ST

Toledo, OH 43604

Service Area

This credit union is located in Toledo and serves members in the OH area. Currently serving 4,876 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.33%

Used Auto Loan

5.92%

Personal Loan

10.96%

Credit Card APR

9.51%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.5

36 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
tiffany dunston

tiffany dunston

7 months ago

Go back to the old VAN system. This new system has too many kinks and its inefficient.. I just called three times and it never took me to the system. This isn't the first time... more like the sixth in 3 months...and yes, I've complained before...it also can't be accessed on holidays.......however if you call after midnight, its available....... And lastly, calling during business hours you're told to press #1 but after business hours you press 0....that's too much unnecessary confusion, because no one wants to hear the hours of operation every time we call.....just to know what command # to push! This credit union used to be top tier! Now, not so much.

Refuse to ACCEPT Lazy Service

Refuse to ACCEPT Lazy Service

11 months ago

Think you need to get VAN back up and running…. I like to track what checks come in, and when my employment checks are deposited!! VAN has NOT been working for over 2 weeks!! Thinking I’m going to pull my money out and go elsewhere because of this!!! UPDATE: so you switch up the VAN system, and that’s messed up, just tried to access my account… you had it to access it “Push 1” now today it says “Push 0” I do that and it just continues to ring!! WORST CREDIT UNION EVER!!!!!!

Dave Phoenix

Dave Phoenix

a year ago

Very unprofessional bank. Went there to close a car loan deal and they didn’t have 1 notary in the whole bank. So I called my own notary to come from across town to notarize my part and when she got there they wanted her to do their work for free .. They didn’t know where to sign the title correctly and messed it up. They need people that know their job better and not so rude!!! I’d never bank them for sure!!!

Michael Harden

Michael Harden

4 years ago

Wife has been a long time card holder and has a credit card through them. The credit card was stolen and the branch had no one on site to assist. Took me writing a review to get attention... BUT they called my wife and took care of everything and reversed all charges. The person who assisted redeemed the branch to us and helped make our lives easier.

Adia Washington

Adia Washington

7 years ago

Toledo Metro has been there for me like no other financial institution have. They have always treated me well during good and bad times. I don't know any other credit union that value their members like this one, which is what truly set them apart. I truly love my credit union and the staff there!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).