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Abbey

800 Falls Creek Dr, Vandalia, OH 45377
NCUA Insured4.3 (70 reviews)3 charter

Verified Information

NCUA Insured

Member-Owned

3 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

800 Falls Creek Dr

Vandalia, OH 45377

Service Area

This credit union is located in Vandalia and serves members in the OH area. Currently serving 14,547 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.02%

Used Auto Loan

7.89%

Personal Loan

11.78%

Credit Card APR

12.64%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.3

70 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Alex Huff

Alex Huff

7 months ago

Does not care about people going through financial hardships, even if they are long term members. I have had 3 different vehicle loans through Abbey, and had a history of good on time payments. The bank has certainly made their money from me. I recently switched jobs, moved, and took a part time spot with a company due to having a newborn, and have had struggles making payments, though my account is actually up to date. The union refuses to budge an inch. They would not let me close out my checking account, for starters, and so I found a new bank (partially because I now live an hour away from the branch). Lo and behold, two suspicious charges from a strange vendor appeared and caused the account to overdraft by $120. They refused to process a charge back over the phone, so I had to wait until I was free to drive an hour to the bank. They would not show any grace for the charges and forced me to pay them before I could even make a loan payment. Would not have even been an issue if they would have handled business over the phone. Avoid banking here if at all possible. They will make things difficult for you to take care of business and take however much money they can.

jo alexander

jo alexander

7 months ago

We closed a loan with them a few months ago and have since been contacted by them 4 separate times to sign documents that were not included in the closing! I've never worked with any company that failed this hard to provide all the documents the first time, much less 4 times and months later. They are forcing me to come into their office to in person sign a document even though I live in another state.

Van Pelt

Van Pelt

a year ago

Just wanted to say as a member and a customer. Rhonda and Shawna have been the most Helpful over the years. Understanding and Reliable when it comes to my banking needs. When it comes to knowledgeable product information and attention to detail I'm truly happy with my choice of banking institutions. Glad they hire the best employees with integrity and true meaning of follow through. Wishing you both the best. Thank you.

corey harbison

corey harbison

9 months ago

What's like coming into the bank! The employees are always helpful and very nice. Kristyn helped me today and was fantastic! Thanks so much Abbey!

Michael Brown

Michael Brown

6 months ago

Abby gave me a chance when others turned their backs on me. I’m forever thankful to them!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).