Associated School Employees

1690 S. Canfiled Niles Rd, Youngstown, OH 44515

NCUA Insured3.6 (9 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Youngstown, OH may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1690 S. Canfiled Niles Rd

Youngstown, OH 44515

Google Maps 🗺Waze

(330) 792-4000

Service Area

This credit union is located in Youngstown and serves members in the OH area. Currently serving 15,278 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.74%

Used Auto Loan

6.10%

Personal Loan

11.50%

Credit Card APR

11.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Plumbers 55— New Auto Loan

Brooklyn Height, OH

2.99%

Plumbers 55— Used Auto Loan

Brooklyn Height, OH

3.99%

Ohio Teamsters— Personal Loan

Independence, OH

3.30%

General Electric— Credit Card APR

Cincinnati, OH

6.86%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

3.6

9 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Matt

7 months ago

Just because your employees are on vacation and didn’t do their jobs doesn’t mean it’s okay to give customers the run around on something that can impact their credit because of your incompetence. I have recommended so many customer to ASECU over the years and this will be the last if this isn’t handled now.

Possessed Princess

a year ago

They’re terrible. They’re slow and inaccurate. Different people will tell you different things about your account then you won’t know who to believe. When you bring it up, they just shut down and don’t respond. All they can handle are simple deposits and withdrawals. Do not get their credit card. Just don’t not worth dealing with their terrible systems. I’d rather have the sketchiest card from the sketchiest bank in Las Vegas than deal with asecu’s trash app, system, and service. Worst financial organization I’ve ever used. EDIT: My response to ASECU’s response: No. I won’t receive any help if I email ASECU. You’ve had about a year now to fix your mess. I tried to work with you repeatedly. My review will remain as a warning to others. I can’t believe ASECU is even a real place. How can you be so unprofessional in the financial industry? Your destiny is to be merged into 7-17. It will happen eventually. I’m not too fond of them either (why are the credit unions in this city so bad?), but they’re better than you. There’s no way you make it on your own. The banks in this town are better than you while paying taxes. Better interest, better systems, better service. From banks that pay taxes. Being a credit union, you don’t pay taxes, yet you can’t get a grip on anything. Why?

Captured in Ohio

9 months ago

Employees won't even attempt to help you with anything over the phone unless you give them your FULL SSN first. Really??? It's almost 2026, you can't think of a more secure, modern way to assist your customers? Especially given the prolificacy of identity fraud in today's age. I have no idea who could be listening to or recording the phone call. Customer service team and website especially are YEARS behind everyone else in the industry. Definitely going to start looking for alternatives to this place in the near future.