Southwest Oklahoma

1806 NW Liberty Ave, Lawton, OK 73507

NCUA Insured4.1 (30 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Lawton, OK may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1806 NW Liberty Ave

Lawton, OK 73507

Google Maps 🗺Waze

(580) 353-0490

Service Area

This credit union is located in Lawton and serves members in the OK area. Currently serving 4,884 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.00%

Used Auto Loan

7.00%

Personal Loan

9.50%

Credit Card APR

10.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OK

Lowest rates currently reported by credit unions in OK (NCUA Q4 2025).

Ou— New Auto Loan

Norman, OK

2.24%

Oklahoma— Used Auto Loan

Oklahoma City, OK

4.99%

Correctional Workers— Personal Loan

El Reno, OK

8.79%

Oklahoma— Credit Card APR

Oklahoma City, OK

7.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.1

30 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Pamela

8 months ago

I have been a member of SWOKFCU so long, it used to be the Teacher's Credit Union! I have NEVER had a bad experience, and the people are friendly, professional and caring. I give 5 stars for this reason.😊

Albert Cordova

10 months ago

I recently opened a new account at Southwest Oklahoma Federal Credit Union and was not impressed. The staff I interacted with came across as unfriendly and short, and they failed to provide all the necessary information I needed when opening a checking account. It seems like there’s a struggle to perform the job correctly, and I place the responsibility on management — it’s their job to ensure employees are properly trained and up to standard. The one positive experience was at the Loan office — they were great, and that’s the only reason this review is getting two stars instead of one.

DeAnn Cox

2 years ago

I have been banking with SOFCU for many years now and wouldn't think of going through another for my loans. I no longer live in Lawton but they are always my first call and take care of me. They treat you like family!

Bianca Vaughn

a year ago

I hope you are aware that if you write a check from this bank to anyone else without an account there, they charge them $5 to cash it. No other bank in our area does that!

Kim Bartels

13 years ago

Love banking here, been with SWOFCU for 6 years and have never had a problem. Tellers are always super fast and friendly, never a line and a real true person answers the phone when I call. Couldn't ask for better service from a Bank!