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Ou

PO BOX GG, Norman, OK 73070
NCUA Insured3.5 (157 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX GG

Norman, OK 73070

Service Area

This credit union is located in Norman and serves members in the OK area. Currently serving 14,043 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

2.24%

Used Auto Loan

5.99%

Personal Loan

10.74%

Credit Card APR

17.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OK

Lowest rates currently reported by credit unions in OK (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.5

157 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Diego Valdecantos Monteagudo

Diego Valdecantos Monteagudo

6 months ago

I was about to close my account, because I was using it only for savings. When I stopped by OU's Union Branch, Skylar talk to me and show me their products in depth. She is amazing, after that not only I did not close my account, but I moved my banking services to them. The way they treated me, the way they do banking, hands down always. I can write emails and they always reply promptly, they are always ready to help and to answer questions. I am so happy I remain with them.

Crystal Cross

Crystal Cross

2 months ago

10/10! Ive had an auto loan through OU for roughly 3 years. At first I was paying over $800 a month for my vehicle. Ive recently refinanced and they save me a little under $300. The process was very simple and Sarah was so incredibly helpful! Always answered my emails with in hours of them being sent (during business hours) amd answered every question.

Megan B

Megan B

5 months ago

The employees are great, but OUFCU AS AN institution does not care. My employers submitted all paperwork early so I could get paid on time for New Year, however, even though this bank had had ample notice that they would be closed, did not put in the same effort. Im 4 days late getting paid, and they still can’t even tell me if I’ll be getting my paycheck tomorrow. None of my coworkers who bank with Midfirst, Chase, Tinker, etc had this issue. This was the ONLY bank unprepared for the holiday, and I bet I have a fat chance that OU will be compensating me for any late fees I’ve accrued

derek Morton

derek Morton

8 months ago

Hands down the best in the business! I have been a loyal member for 10 years now and the team at OUFCU are the standard in customer service! A huge thank you to Olivia in the loan department and all their help.

Cary Hamby

Cary Hamby

9 months ago

Olivia is amazing! She our son’s banking account set up. Extremely helpful and answered all of our questions. Highly recommend working with Olivia for your OU banking needs, especially if you have freshman setting up their first account!!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).