The Focus

420 NE 10th St, Oklahoma City, OK 73104

NCUA Insured4.8 (466 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Oklahoma City, OK may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1955

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

420 NE 10th St

Oklahoma City, OK 73104

Google Maps 🗺Waze

(405) 230-1328

Service Area

This credit union is located in Oklahoma City and serves members in the OK area. Currently serving 12,404 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.07%

Used Auto Loan

6.75%

Personal Loan

9.86%

Credit Card APR

12.40%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OK

Lowest rates currently reported by credit unions in OK (NCUA Q4 2025).

Ou— New Auto Loan

Norman, OK

2.24%

Oklahoma— Used Auto Loan

Oklahoma City, OK

4.99%

Correctional Workers— Personal Loan

El Reno, OK

8.79%

Oklahoma— Credit Card APR

Oklahoma City, OK

7.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.8

466 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Greg Scallan

3 months ago

Focus Federal has done my last 3 vehicles and I wouldn't want anyone else to take care of my loans! Bethany has been Amazing in helping me navigate through all of my purchases! AAA+++ Service!

Kelsey Munguia

3 months ago

Bethany is amazing to work with! She keeps an open line of communication and helped ease my stress. I hope she's at Focus FCU for years to come so I can continue to use her for all my banking needs!

Heather Hendricks

8 months ago

I’m truly impressed with Focus Federal Credit Union. I now have multiple accounts with them and they have exceeded my expectations with each account. You can call their main line and speak with a person at the bank almost immediately. Communication was prompt, precise and was received with attention and understanding. It feels great to be a Focus Federal Credit Union customer. Shout out to Juanita for her exceptional commitment to ensuring customers feel valued and understood. With love and gratitude, A humbled customer

Tara Gower

7 months ago

Shaletha Clark was very helpful in assisting me with getting a loan. She was very patient, kind, and knowledgeable about the information she was giving. She was able to assist with having the loan processed in a timely manner. She was quick to answer all my questions and she made the whole process easier.