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True Sky

P.O. Box 26406, Oklahoma City, OK 73126
NCUA Insured3.7 (166 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1946

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. Box 26406

Oklahoma City, OK 73126

Service Area

This credit union is located in Oklahoma City and serves members in the OK area. Currently serving 62,138 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.47%

Used Auto Loan

7.06%

Personal Loan

13.14%

Credit Card APR

11.73%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OK

Lowest rates currently reported by credit unions in OK (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(14 total)

Member Reviews

3.7

166 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Lupe Fregoso

Lupe Fregoso

6 months ago

11/18 came in to get replacement cards and when getting them both notice they had the same card number the young lady that was helping me I let her know and it bothered her that I corrected her i told her do they not check them when they print them and she responded with a smart mouth and said no we don't. She seemed in a rush to go home I get it its 5pm and want to go home but if you don't like to dtay late of help in customer service then you are just in a wrong job. Very poor of her to answer back with a smart mouth when I did not give her attitude not hell about HER mistake SMH!!!!

Celeste Flemming

Celeste Flemming

11 months ago

it's gone way downhill in the last few years. opened too many branches. most tellers do not have adequate training. the business model now includes having tellers handle things they do not understand (for example POAs). they promised to call me back multiple times and never did. call wait times have gotten very long. they have outsourced their mortgages and neither institution will take responsibility for issues. they both point to each other. do not get a mortgage with them. they were great 10 years ago. do not use this institution.

Jonathan Valles

Jonathan Valles

10 months ago

You call this bank and get an answering machine. Waited for over 10-20 minutes. Other banks like BancFirst have people that answer until 10PM with hardly any wait time.

Liliana Cerritos

Liliana Cerritos

11 months ago

This institution takes advantage of their members. They’ll wait until you’re almost done paying off your car loan to repossess your car and will not work with you after you’ve payed all that money towards it.

DontenX MP

DontenX MP

a year ago

Remarkably awful, truely the most accurate way to describe what this credit union has become and the service they provide. I have been a customer for almost 10 years, ever since back when it was FAAECU. Had limited issues back then, but lately, it's nothing but problems, contempt, and disrespect from True Sky and staff. Long lines in the lobby, in drive thru, over the phone, all take forever. They'll almost never solve your issues, don't even sound or feel like they want/care to be of assistance. Years ago, I referred multiple people here, and they've disenfranchised us all, I will not give True Sky another opportunity to disappoint.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).