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Cherokee Strip

1508 East Prospect, Ponca City, OK 74604
NCUA Insured2.6 (27 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1933

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1508 East Prospect

Ponca City, OK 74604

Service Area

This credit union is located in Ponca City and serves members in the OK area. Currently serving 8,786 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.84%

Used Auto Loan

7.24%

Personal Loan

12.87%

Credit Card APR

14.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OK

Lowest rates currently reported by credit unions in OK (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

2.6

27 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Hilda Tompkins

Hilda Tompkins

3 months ago

The one on Prospect is always efficient, professional, and extremely helpful anytime we need them they're there for us. Best Bank ever I just wish the others would get in line with this one. Thank You Cherokee Strip 👏👏👏👍👍👍🏦🏦🏦

Rheanna

Rheanna

6 months ago

This place is a joke. Absolutely the worst customer service, especially for a bank. Firstly, no one will ever answer the phone. Anytime I have a payment due coming up, ill call 4 times a day and won't get an answer. Second, No one seems to actually know what they're doing and are constantly giving information that according to the next person you talk to, "simply isn't true". The second my loan is paid off, I will be leaving them in a heartbeat. Do not recommend.

dillon scarbrough

dillon scarbrough

9 months ago

Extremely rude staff. Took six weeks to dial in paperwork just to have loan canceled after signature and insurance. Was told to drive to the bank four times and nobody was available. Also they lie on the loan amounts and percentages significantly reducing the amount offered and raising interest. Having you sign one set of documents and handing another in a sealed envelope. Super shady. Super sketchy. I've never used buy here pay here but I imagine they act better.

Sarah Quaid

Sarah Quaid

5 months ago

They don’t want to talk to you and when they do they don’t listen or care what you have to say. Bank somewhere else.

Stephanie Engler

Stephanie Engler

2 years ago

If I could give this place 0 stars I would. They refuse to work with their customers and try to assist with “unexpected life” situations. EVERY other credit union I have banked with tried, when life hands you a situation that is unexpected, to get back on track. Cindy at this institution clearly does not care and tells you “that’s not my problem”. GREAT customer service! I would urge you to bank elsewhere!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).