NCUA Insured
Member-Owned
2 charter
Established in 1933
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Ponca City, OK may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1933
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Ponca City and serves members in the OK area. Currently serving 8,786 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.84%Used Auto Loan
7.24%Personal Loan
12.87%Credit Card APR
14.99%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in OK (NCUA Q4 2025).
Norman, OK
Oklahoma City, OK
El Reno, OK
Oklahoma City, OK
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
2.6
27 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsHilda Tompkins
3 months ago
The one on Prospect is always efficient, professional, and extremely helpful anytime we need them they're there for us. Best Bank ever I just wish the others would get in line with this one. Thank You Cherokee Strip 👏👏👏👍👍👍🏦🏦🏦
Rheanna
6 months ago
This place is a joke. Absolutely the worst customer service, especially for a bank. Firstly, no one will ever answer the phone. Anytime I have a payment due coming up, ill call 4 times a day and won't get an answer. Second, No one seems to actually know what they're doing and are constantly giving information that according to the next person you talk to, "simply isn't true". The second my loan is paid off, I will be leaving them in a heartbeat. Do not recommend.
dillon scarbrough
9 months ago
Extremely rude staff. Took six weeks to dial in paperwork just to have loan canceled after signature and insurance. Was told to drive to the bank four times and nobody was available. Also they lie on the loan amounts and percentages significantly reducing the amount offered and raising interest. Having you sign one set of documents and handing another in a sealed envelope. Super shady. Super sketchy. I've never used buy here pay here but I imagine they act better.
Sarah Quaid
5 months ago
They don’t want to talk to you and when they do they don’t listen or care what you have to say. Bank somewhere else.
Stephanie Engler
2 years ago
If I could give this place 0 stars I would. They refuse to work with their customers and try to assist with “unexpected life” situations. EVERY other credit union I have banked with tried, when life hands you a situation that is unexpected, to get back on track. Cindy at this institution clearly does not care and tells you “that’s not my problem”. GREAT customer service! I would urge you to bank elsewhere!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(580) 718-4000Website
Visit WebsiteMembers
8,786
Total Assets
$98.2M
Year Opened
1933
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile