M
Back to Stillwater credit unions

Okunity

311 E McElroy, Stillwater, OK 74075
NCUA Insured4.0 (105 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1968

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

311 E McElroy

Stillwater, OK 74075

Google Maps🗺Waze
(405) 743-3328

Service Area

This credit union is located in Stillwater and serves members in the OK area. Currently serving 12,840 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.59%

Used Auto Loan

7.89%

Personal Loan

11.39%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OK

Lowest rates currently reported by credit unions in OK (NCUA Q4 2025).

Ou— New Auto Loan

Norman, OK

2.24%
Oklahoma— Used Auto Loan

Oklahoma City, OK

4.99%
Correctional Workers— Personal Loan

El Reno, OK

8.79%
Oklahoma— Credit Card APR

Oklahoma City, OK

7.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.0

105 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Kathleen Winingear

Kathleen Winingear

10 months ago

Lauren and Sawyer were a big help at my last visit. They were extremely respectful and made my experience better than those previous. 10/10 recommend!

Connie Stauter

Connie Stauter

a month ago

Hannah is very knowledgeable about the CDs and especially helpful and very pleasant.

Destiny Wells

Destiny Wells

8 months ago

Definitely would not recommend this bank, they charge you $10 for every deposit, they charge you for every time you spend your own money and they charge you $25 if a charge is declined. None of this was discussed when I opened my account.

Ron Haun

Ron Haun

a month ago

Went through drive through to withdraw money. Hannah was friendly and helpful.

Christian Oldham

Christian Oldham

2 years ago

Oklahoma Community Credit Union is a great place to help me manage my money! I opened my first account (to save money for an engagement ring) when I was in college because of the low minimums and convenient locations. I opened my second account after I started working because I had enjoyed the service I had received with my first account. The staff have always been very friendly and helpful and seem very knowledgeable. I have had great experiences with everyone at the CU that I have interacted with, which is why I feel that this place is a great representation of Stillwater!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).