Energy One

PO Box 701107, Tulsa, OK 74170

NCUA Insured3.5 (24 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

PO Box 701107

Tulsa, OK 74170

Google Maps 🗺Waze

(918) 699-7100

Service Area

This credit union is located in Tulsa and serves members in the OK area. Currently serving 17,040 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.68%

Used Auto Loan

6.50%

Personal Loan

13.10%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OK

Lowest rates currently reported by credit unions in OK (NCUA Q4 2025).

Ou— New Auto Loan

Norman, OK

2.24%

Oklahoma— Used Auto Loan

Oklahoma City, OK

4.99%

Correctional Workers— Personal Loan

El Reno, OK

8.79%

Oklahoma— Credit Card APR

Oklahoma City, OK

7.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

3.5

24 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Traycie Spencer

a year ago

Update 10/7/24. Received statement showing my account was not closed out in August as I was told by your Rep. Now being told no it wasnt done. Not sure who you spoke with...a financial institution with no call records!! We'll send a form to sign then we can close it...would have be GREAT to know when i called in August!! Customer service definitely needs improvement. You all will not be an option when I purchase a new vehicle!

Trent Thornton

4 years ago

Friendly service advisors. However their Web interface is unfriendly to users, and there is no option to add a card to withdraw automatically for monthly Auto loan payments... Unless you call up to the bank. Very unhappy with their web interface and their joke for apps, the people are nice though.

Chaiden Brown

4 years ago

This is by far the worst credit union I have ever dealt with. Not only am I constantly having to deal with my account info getting reset but I have to send money from my own personal bank to there bank which takes about 5 days at which time my payments could be late, and also what kind of credit union/ bank doesn't give you confirmation numbers so that you have proof that the bill has been paid!! this is the worst, I will definitely be taking my business elsewhere when I can.

Jason Bell

3 years ago

I've got to say, Laura Amani is one of the best bank employees I have ever encountered . . Always very friendly and a huge smile on her face ready to help me with whatever I need . . She has always gone above and beyond to take care of me and whatever I need, and has always done it quickly😁😁👍👍 . . I truly wish more business had such a GREAT employee such as her . . She is the best . . . I can't say enough good things about her, she is a great employee, woman and person

Elizabeth Thompson

4 years ago

My family as banked at the engery One credit union for over41 years. Today wass the first time I've encountered poor service (Warren branch), only one clerk was available, and she she was tied up with a client at a desk. Four customers waiting in line, two walked out including myself. Why were you so under staffed?