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Ttcu

PO Box 4999, Tulsa, OK 74159
NCUA Insured2.8 (122 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1934

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 4999

Tulsa, OK 74159

Service Area

This credit union is located in Tulsa and serves members in the OK area. Currently serving 149,063 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.24%

Used Auto Loan

6.24%

Personal Loan

13.24%

Credit Card APR

13.65%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OK

Lowest rates currently reported by credit unions in OK (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(22 total)

Member Reviews

2.8

122 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Katherine Montes

Katherine Montes

6 months ago

We’ve been with TTCU for almost three years for an auto loan. Life gets rough, and pours when it rains. We were facing some challenges and fell behind on some payments. We were being handled by Angel in litigation which lives up to her name. She was always graceful with us, worked with us, and was a complete Angel. We were always grateful for her understanding and was atleast willing to communicate with us. We continued to make payments to try and catch up. Recently, our “case” was moved over to another associate who wasn’t always helpful. Long story short, vehicle was repossessed, and they wanted the full loan amount ($18,000) in order to release instead of making a payment to bring it up to date. Struggling to make almost a $500 payment due to unforeseen circumstances that happened, who has $18,000 to pay off a vehicle? I told them they could keep it- it IS there vehicle after all. Just so disappointed with how things were handled. Also, THANK YOU for picking the WORST repo company out there. Their stars are just as bad as your company’s with similar reviews about scams. With a baby due this weekend, I have no car seat, no vehicle, no money because whatever I DID work I paid to you to try and catch up. But who cares, right? We’re just consumers. Rhetorically-it’s our responsibility with a loss of humanity in people. Angel, I hope you see this because I THANK YOU for your kindness. If anything, your service has been the only thing valuable I took from TTCU.

Jesse Graef

Jesse Graef

4 months ago

Some how I have been being charge for someone else's gym membership for over a year. When I pointed it out to them they noticed it was even under a different name. Their answer was they could pay me back for 90 days of it. Not the whole thing. Even though they authorized a deduction from an account without the name being correct.

JP Watt

JP Watt

3 months ago

A bank should not hold a government direct deposit tax refund check for three business days. Thinking about going back to other bank and close this account that we thought would be better

Gary James

Gary James

8 months ago

This Bank is a rip off a scam. I got a loan to buy a truck . It got totaled gap insurance was supposed to cover the remaining balance but they did after my insurance paid the cost of the pickup and even though I paid the loan back they still made me pay interest 3 years interest is what they made me give them I am hiring an attorney and going to sue them . Enough is enough.

Cecil Bongiovanni

Cecil Bongiovanni

11 months ago

This so-called “credit union” operates more like a legal scam. I’m currently entering active litigation against them, so I can’t reveal everything yet—but know this: TTCU has no problem giving false statements, violating FCRA and repossession laws, and misleading consumers. I personally caught them lying multiple times, and discovered they cashed in on an insurance policy through Allied Solutions to cover my auto loan—then turned around and still tried to collect the full balance from me. That’s fraud, plain and simple. Employees here seem completely fine crossing legal lines, and I have the documentation to prove it. I’ve read many similar horror stories online, so I know I’m not alone. If you value your credit, your sanity, or your legal rights—run from this place. I wouldn’t just be embarrassed to bank here… I’d be ashamed to work here. TTCU is under serious scrutiny, and for good reason.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).