Back to Corvallis credit unions

Oregon State

PO Box 306, Corvallis, OR 97339
NCUA Insured3.2 (90 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 306

Corvallis, OR 97339

Service Area

This credit union is located in Corvallis and serves members in the OR area. Currently serving 154,922 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.44%

Used Auto Loan

5.94%

Personal Loan

10.75%

Credit Card APR

10.25%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OR

Lowest rates currently reported by credit unions in OR (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(16 total)

Member Reviews

3.2

90 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Jim McLendon

Jim McLendon

3 months ago

On Friday, March 6, 2026, Crystal Cleveland at the Financial Center in Corvallis helped me with questions about deposits and and related matters. As with all my experiences at this branch, Crystal answered all my questions and helped me understand all aspects of the issues I was concerned about. She is knowledgeable, professional, courteous, and made me feel like a valued member of the credit union.

Kimmielou

Kimmielou

9 months ago

I absolutely love this bank. Been a member for over 30yrs. Got my 2 boys accts as soon as they were born and now got my grandson an acct too. The honesty, integrity, friendliness, and true interest in me is unsurpassed. I've recommended them to so many people. They were tired of the BIG institutions and all the fees. When I told them what I had , they couldn't believe such a great place existed. Also their Fraud Alert is amazing. Saved me so many times and you can go right in and get a new debit card immediately with no fee. So everyone who reads this please go out and open an account today, you will be amazed at the difference.......(Ok was that enough praising? When do I get my $1,000?) 😛

Jenefer Angell

Jenefer Angell

9 months ago

I wish more people understood the importance of credit unions and supported them over banks. My parents have used OSCU for decades. The branches are pleasant environmentsm which even offer the consideration of restrooms (which I've never seen at any bank, ever). We've had continuously excellent customer service, in person at the branches closer to us in Portland now. But we also get GREAT service from the Corvallis branches by phone. I'm really sorry that I forgot to get the name of one guy that helped me a lot, or even the branch. But I do remember the next one was named Mac, so I hope this gets back to him.

Nicholas Waymack

Nicholas Waymack

5 years ago

I used to think that this credit union was a great place to do my banking needs and such. Their customer service used to be great. I have been a customer of theirs for years. I even went back after I closed my account many years later. They used to be real quick and most helpful, not anymore. I have had the worst time getting personal loans lately. I used to get personal loans from them the same day, in fact in a couple hours. Not no more. I would advise against getting involved with this financial institution. If you like long waits and not getting what you need done on time. I would recommend this place. I will be closing my account here soon again and going to first credit union where I know people who bank through them and have had no problems.

Fen Crowe

Fen Crowe

2 years ago

Amazing customer service every time I've been in. I'm trans, and haven't legally changed my name yet, but the people who help me see my preferred name in the system and use it right every time. It's the best bank/CU I've used. I'm sad to be moving out of state, but I hope the next CU I join is as pleasant as these folks. Shout out to Ty for being especially friendly!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).