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Pacific Cascade

1075 OAK ST, Eugene, OR 97401
NCUA Insured3.4 (23 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1961

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1075 OAK ST

Eugene, OR 97401

Service Area

This credit union is located in Eugene and serves members in the OR area. Currently serving 9,099 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.42%

Used Auto Loan

8.06%

Personal Loan

5.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OR

Lowest rates currently reported by credit unions in OR (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

3.4

23 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Dylan McCoy

Dylan McCoy

7 months ago

I opened an account with Pacific Cascade and got a loan. I paid off the loan over a 4 year period. PC explained to me that I had to have some money in the account in order for it to be active. Once the loan was paid off, I got an account summary in the mail with my account money zeroed out. I called PC to ask about it. They told me that the account was closed 4 days ago because it didn't have enough money in it. PC never contacted me to explain anything, just took my money and closed my account. I still have nothing in writing that says my account was closed. They said maybe, if I gave them a lot more money, they could do something about the account. I'm taking my business elsewhere.

Heide Dwersteg

Heide Dwersteg

3 years ago

I have been with PCCU for 21 years and they have always given me great service in all their branches. I refinanced my home with them, had them wire money, financed a car and changed one of my accounts to a Trust. And I appreciate that they are in an ATM Co-op, so I can use other credit unions ATMs. They are always very good to me.

Chris Brokopp

Chris Brokopp

2 years ago

Horrible customer service!!! I try to pay multiple months at a time on my loan and it never seems to be applied the way they tell me it will be, so then I get hit with extra fees. Now they charge fees to make the payment and they would only let me make one month’s payment when i actually needed to make 2 since the last payment was not applied correctly. So i had to pay the payment fee twice, its only $4 each time, but its the principle of the matter.

Lacey Leppo

Lacey Leppo

11 years ago

Been banking with them for a few years. Always friendly, kind and helpful and my kids love when we have to go to the bank on Friday.. COOKIES! :) We live near the Division location and are able to use SELCOs ATM. I love how close to home they are and know us personally. They are patient when I bring my wild, rowdy boys We have been very happy with our experience and do not have any plans of switching banks. I have three banks I have to work with for various things and would really prefer to work with just this one. They are by far the best. May not have the best ATMs or locations but the service is beyond all those with the fancy "bookcovers". Thank you for providing such great service.

Chris Hayes

Chris Hayes

9 years ago

I enjoy banking with PCFCU. The only reason they don't get 5 stars is because of weekend banking. It doesn't exist, so if you need to see why your card or check isn't clearing, you're out of luck till Monday. Other than that, the customer service is better than any bank I've been with (4 total) and they make the time to really work you through any problem or issue you might have.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).