Old West

650 W MAIN ST, John Day, OR 97845

NCUA Insured3.2 (13 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1957

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around John Day, OR may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1957

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

650 W MAIN ST

John Day, OR 97845

Google Maps 🗺Waze

(541) 575-0264

Service Area

This credit union is located in John Day and serves members in the OR area. Currently serving 15,432 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.75%

Used Auto Loan

10.00%

Personal Loan

18.00%

Credit Card APR

10.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OR

Lowest rates currently reported by credit unions in OR (NCUA Q4 2025).

Opc— New Auto Loan

Durkee, OR

4.00%

Umatilla County— Used Auto Loan

Pendleton, OR

4.58%

Pacific Cascade— Personal Loan

Eugene, OR

5.50%

Kaiperm Northwest— Credit Card APR

Portland, OR

8.37%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

3.2

13 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Pete Allen

3 years ago

My opinion of this establishment could not possibly get any lower. Not all but some of the employees very immature and not at all trustworthy! They know who they are. Very unprofessional. It's a sad situation when the employees can gang up like a pack of dogs ( if it fits- wear it) And get 1 person fired. If it was up to me I'd clean house from the manager right on down.

Dave Scott

3 years ago

I find everyone there very helpful, and they bend over back wards to help you. I'm glad i transferred from chase bank to Old West Federal. They put a smile on my wifes face and mine also!

Floppy Wafflez

4 years ago

Blocks your card even when you tell them not to and hey you want to buy something online? Not with this bank!!! They blocked me buying a PS5 and they just said “oops”. Sorry. The IQ of the people doesn’t exist.

Loca Vita

4 years ago

Took over a month to get a response on a loan we had requested & every time we reached out we were either ignored or given the run around. Not very professional.