Pacific Crest
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1936
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Klamath Falls, OR may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1936
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Klamath Falls and serves members in the OR area. Currently serving 25,784 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.99%Used Auto Loan
5.99%Personal Loan
11.99%Credit Card APR
9.99%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in OR
Lowest rates currently reported by credit unions in OR (NCUA Q4 2025).
Durkee, OR
Pendleton, OR
Eugene, OR
Portland, OR
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(6 total)
Member Reviews
4.7
455 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Trevor Oswald
6 months ago
A friend recommended Pacific Crest (Sage) to me. They were able to help me with a Loan and a new Credit Card with a much better rate. I worked with Jaydon and he was super helpful. He went above and beyond to look at my finances and make suggestions that would improve my situation (not just move more banking to them). I love working with local people/businesses that offer great products and customer service. Thanks
Kacie Palmer
4 months ago
Lauren was very thorough in explaining the process with us. She was knowledgeable in the areas of credit card transfers as well Refinancing vehicles. She worked very quickly to finish 3 transactions with it family, ask while being very friendly and professional. I highly recommend Ava look forward to working with her again in the future.
PatriArc Welding Llc Justin Hawkins
3 months ago
One would think Brittney at the location near home Depot would be a lil more welcoming and friendly when I come in to deposit thousands of dollars.. it started off with "come over here" as I was next in line, instead of respectfully saying" I can help you over here sir" or something a little less demanding. I deposited my check, she gave me a receipt and and that was it!!! There was no, thank you? Have a nice day? Or even a simple smile?? This was my second time in as a new customer and am not impressed.
cadetvalle
5 months ago
I have been with Pacific Crest Credit Union—now Sage Credit Union—for 17 years (I’m now 35) and have never had a single problem. This is why this will always be my bank. Over the years, I’ve had loans, car loans, personal loans, and even credit transaction errors, all of which they have handled and resolved without issue. Lauren is your go-to—she truly makes things happen. The entire crew goes above and beyond to meet your expectations.
Lisa Kensler
5 months ago
Outstanding service with Karla at Sage Credit Union! Karla at Sage CU was absolutely amazing to work with! She was professional, responsive, and knowledgeable. The car loan refinance process was smooth and efficient, and I highly recommend working with Karla if you're looking for excellent service.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(541) 884-1376Website
Visit WebsiteMembers
25,784
Total Assets
$381.7M
Year Opened
1936
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile