44 North

PO Box 265, Lebanon, OR 97355

NCUA Insured4.1 (52 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Lebanon, OR may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1956

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 265

Lebanon, OR 97355

Google Maps 🗺Waze

(541) 259-1235

Service Area

This credit union is located in Lebanon and serves members in the OR area. Currently serving 10,069 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.56%

Used Auto Loan

10.37%

Personal Loan

14.51%

Credit Card APR

12.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OR

Lowest rates currently reported by credit unions in OR (NCUA Q4 2025).

Opc— New Auto Loan

Durkee, OR

4.00%

Umatilla County— Used Auto Loan

Pendleton, OR

4.58%

Pacific Cascade— Personal Loan

Eugene, OR

5.50%

Kaiperm Northwest— Credit Card APR

Portland, OR

8.37%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.1

52 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Crisi Darkling

6 months ago

They are super easy to work with and chill and keep the hackers and scammers away so I feel protected having them as my bank. I'm also always posted on what's going on so I'm not left in the dark on any changes that take place. They are the real deal. Thank you for being so awesome!

Suzanne Whelan

8 months ago

Excellent, friendly staff with great customer service! Suzanne welcomed me and immediately took care of my transaction with kindness and care!

Taytum Agee

7 months ago

Mary was very kind and helpful, she made sure that all of my problems got resolved swiftly with great member service!

Dale Johnson

9 months ago

It really makes me mad that this bank makes me change my password Then if I can’t remember the password they don’t have any way for me to access my account Most accounts have a “can’t remember your password” area that allows you to access your account and change your password This bank needs to get with the times and become “MORE CUSTOMER FRIENDLY” The only way for me to change my password is to wait until they are open and call them What a pain in the….. I definitely would recommend a different bank