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Cutting Edge

PO Box 22192, Milwaukie, OR 97269
NCUA Insured4.2 (17 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 22192

Milwaukie, OR 97269

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(503) 653-4392

Service Area

This credit union is located in Milwaukie and serves members in the OR area. Currently serving 3,802 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.90%

Used Auto Loan

6.30%

Personal Loan

12.70%

Credit Card APR

11.07%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OR

Lowest rates currently reported by credit unions in OR (NCUA Q4 2025).

Opc— New Auto Loan

Durkee, OR

4.00%
Umatilla County— Used Auto Loan

Pendleton, OR

4.58%
Pacific Cascade— Personal Loan

Eugene, OR

5.50%
Kaiperm Northwest— Credit Card APR

Portland, OR

8.37%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.2

17 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
R Carr

R Carr

6 months ago

They don't anwer the phone as part of standard practice. I'm not sure in what reality that is acceptable for a banking institution. Everytime I have ever had the need to call and speak to someone I have had to "leave a message". If somebody calls you back, the service typical. That's about all I can say.

Dani Fournier

Dani Fournier

7 years ago

I love doing my banking here. The staff is very polite and helpful. The only reason I give 4 stars instead of 5 is because they are not open at all on Saturdays. I usually get paid friday and work until 6pm which means I have to wait until Monday to cash my check. They also don't offer atm deposit.

Ricky Wade

Ricky Wade

10 years ago

Most banks just think of you as a number or as profit. This one actually helps you succeed in your goals and works with you. The people in the office are very friendly. The rates they offer are great. You just gotta love small credit unions.

Patricia Gresham

Patricia Gresham

9 years ago

I love this bank! Super nice people and very helpful when you are in a bad financial situation. Plus I just love Lee. She aways have a smile on her face, super sweet to my family and has an incredible heart!

Jesse Williams

Jesse Williams

3 years ago

If you have options DO NOT bank here. They DO NOT care about the people. I unfortunately banked here for 15 years and they screwed me so bad… 0 loyalty with no remorse. It’s gotten so bad there over the years.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).