Pacific N W

12005 NE ERIN WAY, Portland, OR 97220

NCUA Insured4.3 (144 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1942

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Portland, OR may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1942

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

12005 NE ERIN WAY

Portland, OR 97220

Google Maps 🗺Waze

(503) 256-5858

Service Area

This credit union is located in Portland and serves members in the OR area. Currently serving 23,024 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.50%

Used Auto Loan

6.50%

Personal Loan

13.70%

Credit Card APR

15.60%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OR

Lowest rates currently reported by credit unions in OR (NCUA Q4 2025).

Opc— New Auto Loan

Durkee, OR

4.00%

Umatilla County— Used Auto Loan

Pendleton, OR

4.58%

Pacific Cascade— Personal Loan

Eugene, OR

5.50%

Kaiperm Northwest— Credit Card APR

Portland, OR

8.37%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.3

144 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Katelynn Schubert

5 months ago

I love PNWFCU and the people who work there! I was dealing with a delay after both of my cards stopped working at the same time, and Ketra was amazing. She got new cards ordered right away and even set me up with a digital card in the meantime which I thought was the coolest thing and a total lifesaver. I truly appreciate everyone’s hard work and great service. Keep it up! 💙

James Albert

7 months ago

I called PNWFCU to activate my account for my purchase of a new GMC Truck. Jenny was extrodinary! I thought I was a customer service driven person in the finance industry, but she is an expert! Solved my problems effortlessly! Promote her into management if she isn't already a manager!!!

Charles Dockery

3 months ago

Both Sara Gregersen and Yareli Flores Polanco did a great job for me today. Many thanks.

Austin

a year ago

Megan helped me with a personal and auto loan that was extremely fast, simple, and really helped pull me out of a bad debt situation. She was awesome to work with and her communication by phone, text, and e-mail was detailed with very quick turnaround. I highly recommend PNWFCU to anyone who is looking for loan support, these guys are very personable and will work to get you the best deal they can. Great company with hard working staff!

Raymond Denney

a year ago

I’ve been a member of this credit union for over ten years, and I walked in excited to open my first business account. Instead, I was rudely refused service and told to “just do it online.” I was then informed that if I wanted to meet with someone in person, there wouldn’t be anyone available for over a week. Why even maintain a brick-and-mortar location if you’re going to treat walk-ins like an inconvenience? The website is confusing, and it’s not clear where to go to open the correct type of account. At this point, I’m seriously considering taking my business elsewhere—and closing my personal accounts as well. You make your living off the hard-earned money of your members, and yet treat us like criminals when we simply ask for help. This isn’t just disappointing—it’s unacceptable.