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Emerald Empire

850 Beltline Rd, Springfield, OR 97477
NCUA Insured3.9 (24 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

850 Beltline Rd

Springfield, OR 97477

Google Maps🗺Waze
(541) 988-9059

Service Area

This credit union is located in Springfield and serves members in the OR area. Currently serving 2,544 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.00%

Used Auto Loan

9.00%

Personal Loan

16.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OR

Lowest rates currently reported by credit unions in OR (NCUA Q4 2025).

Opc— New Auto Loan

Durkee, OR

4.00%
Umatilla County— Used Auto Loan

Pendleton, OR

4.58%
Pacific Cascade— Personal Loan

Eugene, OR

5.50%
Kaiperm Northwest— Credit Card APR

Portland, OR

8.37%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.9

24 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
scaldingstarfish

scaldingstarfish

3 months ago

I have had many wonderful services here. Emerald has helped and everything so much easier with their great customer service. Judy and Carloyn are knowledgeable and extremely helpful for banking questions. Definitely recommend for locals!

Shanah Grossman

Shanah Grossman

6 years ago

I just can't say enough good things about this credit union!!!! We've been with them for well over a decade and I'm never unsatisfied! They have always been so helpful for so many of my families needs! It truly feels like they care about us and our financial health. Love them!!

Snail

Snail

a year ago

Professional and polite. They will get you taken care of and are the best in Lane County! Tell your friends and family.

Joshua J. Darcy

Joshua J. Darcy

5 years ago

I've been a proud member for several years now and I can't say enough about their experience and integrity. They are indeed "Big enough to serve and small enough to care." But don't just take my word for it. Give them an opportunity to show you.

Jenny Turner

Jenny Turner

9 years ago

I have been banking here since 2001 & everyone has always treated me great. Never any errors and always friendly and helpful. I have since moved to a new state but chose to keep my account here.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).