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Arc

1919 7th Ave, Altoona, PA 16602
NCUA Insured4.8 (211 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1919 7th Ave

Altoona, PA 16602

Service Area

This credit union is located in Altoona and serves members in the PA area. Currently serving 14,465 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.83%

Used Auto Loan

5.67%

Personal Loan

11.77%

Credit Card APR

10.53%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.8

211 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Macy Decker

Macy Decker

4 months ago

I have been banking with ARC for a couple years now! I love all of their staff in the altoona location! The bank tellers are always friendly and Heidi Krumenacker especially! She has been so helpful with anything I have questions with or need assistance with! She always answers my emails in a timely manner and goes above and beyond! Highly recommend working with her for all banking needs!

Zachpatterson3

Zachpatterson3

4 months ago

ARC is a wonderful hometown banking solution. I have worked closely with the business lending department in particular for a few years now. Heidi & Mike have gone above and beyond to help & guide me through my small business journey. A personalized small bank feel, that truly makes a huge impact. I will continue to do business with ARC for years to come.

Christopher “Χριστόφορος” Moore

Christopher “Χριστόφορος” Moore

6 months ago

Tracy Wilkins is a wonderful person to talk to and do business with. The people at the credit union are very nice if you need competitive banking stop and join the credit union for $5. Highly recommended and very knowledgeable people who are compassionate about what they do!

Raymund Himes

Raymund Himes

7 months ago

Looking into my ARC mobile app, I realized that my temp password that was sent to me had never been activated prior and it was already passed 4:30 pm..I had called Member Services and Haley said " No problem, I can get you the bank account information that you are requesting.." After answering the required ID questions, Haley helped me very proficiently , politely, as well as precisely and timely...she deserves to be commended for her outstanding and caring customer service..! Very pleased..Mr. Ray H. ....thank you ARC FCU!!

Jacob Pence

Jacob Pence

5 months ago

I have been coming here for years. Today the teller refused this bill (there's a tear in the middle right if you look closely). She told me it's illegal for a bank to exchange ripped bills (I had to remind her that she works for a credit union and she had no clue what I was talking about). After telling her she's wrong, she claimed it was something just passed last month. I pulled it up on my phone, and she said "oh yeah it's actually just our new policy."

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).